16797 Packer Ct, Florence, MT 59833 Property Records

Missoula County property record for 16797 Packer Ct, Florence, MT 59833

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 3,550 sqft · built 2015
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on Record
Last Sale	$945,630 (Nov 2025)
Tax Bill	$5,063 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Jul 2025 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`R638916`

Property Details

APN / Parcel Number

Primary APN	`R638916`
Alternative APNs	`04-1975-14-3-01-30-0000` `2010081003`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	3,550 sqft Living Area
Gross Area	4,366 sqft
1st Floor Area	1,775 sqft
Basement Area	1,775 sqft
Finished Basement	1,775 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Architectural Style	Conventional
Exterior Material	Combination
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	43,560 sqft
View / Lot	Rural
Garage Type	Attached
Garage Area	816 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Frame Porch
Deck Area	360 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	2010081003
Street Address	16797 PACKER CT
City	FLORENCE
State	MT
Zip	59833-5961
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BRIDGER ADDITION, S14, T11 N, R20 W, LOT 5, ACRES 1
Legal Subdivision	BRIDGER ADDITION
Legal Block	1
Legal Lot Number	5
Jurisdiction	MISSOULA MT
Township / Civil Division	LOLO
Census Block Group	1
Census Block	1028
Census Tract	1502

Owner

Source: Missoula County records, as of September 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	16797 PACKER CT, FLORENCE, MT 59833-5961
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jun 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Jul 30, 2025	Deed of Trust, Mortgage · Line of Credit STOCKMAN BANK OF MONTANA
Feb 14, 2025	Deed of Trust, Mortgage · Line of Credit STOCKMAN BANK OF MONTANA
Nov 21, 2025	Warranty Deed, Transfer · Conventional Mortgage SECURITY NATIONAL MORTGAGE CO
Jan 13, 2021	Deed of Trust, Mortgage · Line of Credit STOCKMAN BANK
Jul 5, 2018	Deed of Trust, Mortgage · Line of Credit FIRST SEC BK/MISSOULA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 21, 2025 · Amount on Record
Deed Sale	Nov 21, 2025 · Amount on Record
Prior Sale	Jan 16, 2015
Deed Document Number	202519373
Deed Book / Page	1121 / 1161
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MISSOULA MT
Property Address	16797 PACKER CT, FLORENCE, MT 59833-5961
Transaction Type	Mortgage
Record Updated	Dec 8, 2025
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0010571042
Date	Jun 21, 2021
Book Page	1057/1042
Instrument	202115312

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	May 1, 2051

July 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MISSOULA MT
Property Address	16797 PACKER CT, FLORENCE, MT 59833-5961
Transaction Type	Mortgage
Record Updated	Dec 8, 2025
Title Company	INSURED TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16797 PACKER CT, FLORENCE, MT 59833-5961

Mortgage

Document Number	0011150355
Date	Jul 30, 2025
Book Page	1115/355
Instrument	202510167

Lender

Name	STOCKMAN BANK OF MONTANA
Type	Bank
Address	MISSOULA, MT 59808

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MISSOULA MT
Property Address	16797 PACKER CT, FLORENCE, MT 59833-5961
Transaction Type	Mortgage
Record Updated	Dec 8, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16797 PACKER CT, FLORENCE, MT 59833-5961

Mortgage

Document Number	0011090491
Date	Feb 14, 2025
Book Page	1109/491
Instrument	202501903

Lender

Name	STOCKMAN BANK OF MONTANA
Type	Bank
Address	MISSOULA, MT 59808

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	13 Months
Due	Mar 20, 2026

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MISSOULA MT
Recording Date	Nov 21, 2025
Property Address	16797 PACKER CT, FLORENCE, MT 59833-5961
Document Number	0011211161
Book / Page	1121 / 1161
Instrument Date	Nov 18, 2025
Instrument	202519373
Transaction Type	Transfer
Record Updated	Dec 8, 2025
Title Company	INSURED TITLE, INSURED TITLES LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	16797 PACKER CT, FLORENCE, MT 59833-5961

Mortgage

Document Number	0202519375
Date	Nov 21, 2025
Instrument	202519375

Lender

Name	SECURITY NATIONAL MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2055

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MISSOULA MT
Property Address	16797 PACKER CT, FLORENCE, MT 59833-5961
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	INSURED TITLES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0010470959
Date	Jan 13, 2021
Book Page	1047/959
Instrument	202101229

Lender

Name	STOCKMAN BANK
Type	Bank
Address	MISSOULA, MT 59806

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Jan 1, 2022

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MISSOULA MT
Property Address	16797 PACKER CT, FLORENCE, MT 59833-5961
Document Number	0009990441
Instrument Date	Jul 5, 2018
Transaction Type	Mortgage
Record Updated	Jul 31, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16797 PACKER CT FLORENCE MT 598335961, FLORENCE, MT 59833-5961

Mortgage

Document Number	0009990441
Date	Jul 11, 2018
Book Page	000999/000441
Instrument	11425

Lender

Name	FIRST SEC BK/MISSOULA
Type	Bank
Address	MISSOULA, MT 59808

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Missoula County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Missoula County
Unified School District	Florence-Carlton K-12 Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$844,100 (+18.57%) Land $208,500 Building $635,600	$844,100 (+18.57%) Land $208,500 Building $635,600
2025	$5,063.00 (-5.61%)	$711,900 (+21.84%) Land $208,500 Building $503,400	$711,900 (+21.84%) Land $208,500 Building $503,400
2023	$5,364.00	$584,300	$584,300 Land $108,800 Building $475,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 9, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 67% of the US · above 44% of Montana
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
CIS Fixed Wireless	1,000 / 1,000
Rocky Mountain Internet Fixed Wireless	350 / 100

Cell Coverage

5G (outdoors only) and 4G LTE

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