16781 Packer Ct, Florence, MT 59833 Property Records

Missoula County property record for 16781 Packer Ct, Florence, MT 59833

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,736 sqft · built 2014
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on Record
Last Sale	$297,900 (Nov 2014)
Tax Bill	$4,292 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Jun 2023 Second Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`R638915`

Property Details

APN / Parcel Number

Primary APN	`R638915`
Alternative APNs	`04-1975-14-3-01-28-0000` `2010081002`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,736 sqft Living Area
Gross Area	3,652 sqft
1st Floor Area	1,436 sqft
Basement Area	1,436 sqft
Finished Basement	1,300 sqft
Unfinished Basement	136 sqft

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Architectural Style	Conventional
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	43,560 sqft
View / Lot	Rural
Garage Type	Attached
Garage Area	780 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Frame Porch
Porch Area	60 sqft
Deck Area	260 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	2010081002
Street Address	16781 PACKER CT
City	FLORENCE
State	MT
Zip	59833-5961
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BRIDGER ADDITION, S14, T11 N, R20 W, LOT 4, ACRES 1
Legal Subdivision	BRIDGER ADDITION
Legal Block	1
Legal Lot Number	4
Jurisdiction	MISSOULA MT
Township / Civil Division	LOLO
Census Block Group	1
Census Block	1028
Census Tract	1502

Owner

Source: Missoula County records, as of September 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	16781 PACKER CT, FLORENCE, MT 59833-5961
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 21, 2026	Deed of Trust, Mortgage · Conventional Mortgage FARMERS STATE BANK
Jun 20, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage CLEARWATER FCU
Sep 30, 2019	Deed of Trust, Mortgage · Conventional Mortgage FARMERS STATE BANK
Mar 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage FARMERS STATE BANK
Sep 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage FARMERS STATE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 6, 2014 · Amount on Record
Deed Sale	Nov 6, 2014 · Amount on Record
Prior Sale	May 22, 2014
Deed Document Number	201417507
Deed Book / Page	936 / 630
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MISSOULA MT
Recording Date	Apr 21, 2026
Property Address	16781 PACKER CT, FLORENCE, MT 59833-5961
Document Number	0000005607
Book / Page	1127 / 270
Instrument Date	Apr 16, 2026
Instrument	20265607
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	FLYING S TITLE AND ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16781 PACKER CT, FLORENCE, MT 59833-5961

Mortgage

Document Number	0000005607,
Date	Apr 21, 2026
Book Page	1127/270
Instrument	20265607

Lender

Name	FARMERS STATE BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.22%
Initial Type	Fixed Rate
Max Rate	-1%

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MISSOULA MT
Property Address	16781 PACKER CT, FLORENCE, MT 59833-5961
Transaction Type	Mortgage
Record Updated	Jul 5, 2023
Title Company	PRIORITY TITLE COMPANY, PRIORITY TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0010890794
Date	Jun 20, 2023
Book Page	1089/794
Instrument	202306501

Lender

Name	CLEARWATER FCU
Type	Credit Union
Address	MISSOULA, MT 59801

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jul 1, 2038

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MISSOULA MT
Property Address	16781 PACKER CT, FLORENCE, MT 59833-5961
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0010190530
Date	Sep 30, 2019
Book Page	1019/0530
Instrument	201916795

Lender

Name	FARMERS STATE BANK
Type	Bank
Address	LOLO, MT 59847

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2049

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MISSOULA MT
Property Address	16781 PACKER CT, FLORENCE, MT 59833-5961
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0010280171
Date	Mar 30, 2020
Book Page	1028/171
Instrument	202005741

Lender

Name	FARMERS STATE BANK
Type	Bank
Address	LOLO, MT 59847

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2050

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MISSOULA MT
Property Address	16781 PACKER CT, FLORENCE, MT 59833-5961
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0010390949
Date	Sep 16, 2020
Book Page	1039/949
Instrument	202021919

Lender

Name	FARMERS STATE BANK
Type	Bank
Address	LOLO, MT 59847

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Oct 1, 2035

Tax Assessment & Valuation

Source: Missoula County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Missoula County
Unified School District	Florence-Carlton K-12 Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$623,700 (-) Land $208,500 Building $415,200	$623,700 (-) Land $208,500 Building $415,200
2025	$4,292.00 (-8.47%)	$623,700 (+22.34%) Land $208,500 Building $415,200	$623,700 (+22.34%) Land $208,500 Building $415,200
2024	$4,689.00 (+0.19%)
2023	$4,680.00	$509,800	$509,800 Land $108,800 Building $401,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 9, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 70% of the US · above 51% of Montana
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CIS Fixed Wireless	1,000 / 1,000
Rocky Mountain Internet Fixed Wireless	350 / 100
Grizzly Broadband Fixed Wireless	32 / 32

May also be available: Spectrum.

Cell Coverage

5G (outdoors only) and 4G LTE

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