16795 Turtle Hatch Dr, Winter Garden, FL 34787 Property Records

Orange County property record for 16795 Turtle Hatch Dr, Winter Garden, FL 34787

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 3,513 sqft · built 2019
Lot Size	0.221 acres (9,605 sqft)
Owner	Company Name on Record
Last Sale	$740,000 (Jul 2021)
Tax Bill	$14,657 (2025)
Deeds & Mortgages	Dec 2023 Mortgage Jul 2021 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`05-23-27-8900-00-920`

Property Details

APN / Parcel Number

Primary APN	`05-23-27-8900-00-920`
Alternative APNs	`272305890000920` `135116` `135971` `137487`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,513 sqft Living Area
Gross Area	4,879 sqft
1st Floor Area	2,934 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Concrete
Lot Area	9,605 sqft (0.221 acres)
Garage Type	Attached
Garage Area	651 sqft

Exterior Amenities

Porch	Finished/Open Porch
Porch Area	303 sqft
Patio Area	256 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	16795 TURTLE HATCH DR
City	WINTER GARDEN
State	FL
Zip	34787-0022
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	UVPUD
Legal Description	WATERSIDE ON JOHNS LAKE - PHASE 1 82/74 LOT 92
Legal Range	27E
Legal Township	23S
Legal Section	05
Legal Subdivision	WATERSIDE ON JOHNS LAKE - PH 1
Legal Phase	1
Legal Tract	8900
Legal Lot Number	92
Jurisdiction	ORANGE FL
Township / Civil Division	SOUTHWEST ORANGE
Census Block Group	1
Census Block	1031
Census Tract	17116

Owner

Source: Orange County records, as of April 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	16795 TURTLE HATCH DR, WINTER GARDEN, FL 34787-0022
Owner Type	Company
Vesting	Limited Liability Company

Deeds, Mortgages & Sale History

Date	Document
Dec 28, 2023	Deed of Trust, Mortgage · Commercial Mortgage ERIC GOLDFIRIE SELF EMPLOYED RETIREMENT
Jul 28, 2021	Warranty Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATL TTL OF FL INC
Dec 26, 2019	Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage LUXURY MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 28, 2021 · Amount on Record
Deed Sale	Jul 28, 2021 · Amount on Record
Prior Sale	Dec 26, 2019 · Amount on Record
Deed Document Number	2021453700
Record Updated	Jun 8, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	16795 TURTLE HATCH DR, WINTER GARDEN, FL 34787-0022
Transaction Type	Mortgage
Record Updated	Jan 25, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16795 TURTLE HATCH DR, WINTER GARDEN, FL 34787-0022

Mortgage

Document Number	0000739486
Date	Dec 28, 2023
Instrument	20230739486

Lender

Name	ERIC GOLDFIRIE SELF EMPLOYED RETIREMENT
Type	Private Party
Address	21 LAKESIDE RD, MAHOPAC, NY 10541

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Jul 28, 2021
Property Address	16795 TURTLE HATCH DR, WINTER GARDEN, FL 34787-0022
Document Number	20210453700
Map Reference	MB 82 PG 74-80
Instrument Date	Jul 16, 2021
Instrument	20210453700
Transaction Type	Transfer
Record Updated	Aug 13, 2021
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL TTL OF FL INC

Transaction

Amount	Amount Recorded
Tax	$5,180.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7727 76TH ST, GLENDALE, NY 11385-8240

December 2019: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Dec 26, 2019
Property Address	16795 TURTLE HATCH DR, WINTER GARDEN, FL 34787-0022
Document Number	0000801994
Map Reference	MB 82 PG 74
Instrument Date	Nov 29, 2019
Instrument	20190801994
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 3, 2022
Title Company	CALATLANTIC TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,060.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2300 MAITLAND CENTER PKWY STE 320, 2300, MAITLAND, FL 32751-7412

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16795 TURTLE HATCH DR, WINTER GARDEN, FL 34787-0022

Mortgage

Document Number	0000801997
Date	Dec 26, 2019
Instrument	20190801997

Lender

Name	LUXURY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	6%
Type Change Date	Dec 1, 2024
Change Frequency	Annually
Min Rate At Change	6%
Max Rate At Change	8%
Index	1-Year LIBOR
Max Rate	11%

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Municipality	Winter Garden City
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$937,520 (+4.22%) Land $170,000 Building $767,520	$937,520 (+4.22%) Land $170,000 Building $767,520
2025	$14,657.00 (+9.7%)	$899,530 (+17.45%) Land $120,000 Building $779,530	$899,530 (+17.45%) Land $120,000 Building $779,530
2024	$13,361.00 (+14.95%)
2023	$11,623.00 (+14.11%)	$765,893 (+20.07%) Land $120,000 Building $645,893	$765,893 (+20.07%) Land $120,000 Building $645,893
2022	$10,186.00	$637,884 Land $100,000 Building $537,884	$637,884 Land $100,000 Building $537,884

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 66 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	66 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 91% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINTER GARDEN WATER DEPT (3 WPS) serves 72,205 people · EPA ID FL3481481
Water Source	Groundwater
Last State Inspection	Feb 2024
Also Mapped Here	OCUD/SOUTHERN WATER SYS (5 WPS)
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 193 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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