16780 Turtle Hatch Dr, Winter Garden, FL 34787 Property Records

Orange County property record for 16780 Turtle Hatch Dr, Winter Garden, FL 34787

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 3,513 sqft · built 2018
Lot Size	0.228 acres (9,910 sqft)
Owner	2 Individual Names on File
Last Sale	$717,900 (Jul 2018)
Tax Bill	$8,079 (2025)
Deeds & Mortgages	May 2020 Mortgage Jul 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`05-23-27-8900-00-980`

Property Details

APN / Parcel Number

Primary APN	`05-23-27-8900-00-980`
Alternative APNs	`272305890000980` `135122` `135979` `137493`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,513 sqft Living Area
Gross Area	4,890 sqft
1st Floor Area	2,934 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Concrete
Lot Area	9,910 sqft (0.228 acres)
Garage Type	Attached
Garage Area	651 sqft
Porch	Finished/Open Porch
Porch Area	303 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	16780 TURTLE HATCH DR
City	WINTER GARDEN
State	FL
Zip	34787-0021
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	UVPUD
Legal Description	WATERSIDE ON JOHNS LAKE - PHASE 1 82/74 LOT 98
Legal Range	27E
Legal Township	23S
Legal Section	05
Legal Subdivision	WATERSIDE ON JOHNS LAKE - PH 1
Legal Phase	1
Legal Tract	8900
Legal Lot Number	98
Jurisdiction	ORANGE FL
Township / Civil Division	SOUTHWEST ORANGE
Census Block Group	1
Census Block	1052
Census Tract	17116

Owner

16780 Turtle Hatch Dr is owned and occupied by two individuals who bought it in July 2018.

Source: Orange County records, as of April 30, 2026

Owner of Record	2 Individual Names on File
Mailing Address	16780 TURTLE HATCH DR, WINTER GARDEN, FL 34787-0021
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 19, 2020	Deed of Trust, Mortgage · Conventional Mortgage PARTNERS FCU
Jul 23, 2018	Grant Deed, Subdivision Related Transfer EMBRACE HM LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 23, 2018 · Amount on File
Deed Sale	Jul 23, 2018 · Amount on File
Deed Document Number	2018432007
Record Updated	Jun 8, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	16780 TURTLE HATCH DR, WINTER GARDEN, FL 34787-0021
Document Number	0000299125
Instrument Date	May 19, 2020
Transaction Type	Mortgage
Record Updated	Jun 9, 2020
Title Company	SOUTHERN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	16780 TURTLE HATCH DR WINTER GARDEN FL 347870021, WINTER GARDEN, FL 34787-0021

Mortgage

Document Number	0000299125
Date	May 27, 2020
Instrument	299125

Lender

Name	PARTNERS FCU
Type	Credit Union
Address	ORLANDO, FL 32821

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	May 26, 2040

July 2018: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE FL
Recording Date	Jul 23, 2018
Property Address	16780 TURTLE HATCH DR, WINTER GARDEN, FL 34787-0021
Document Number	0000432007
Instrument Date	Jul 16, 2018
Instrument	432007
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 9, 2018
Title Company	NORTH AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,025.30
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	16780 TURTLE HATCH DR WINTER GARDEN FL 347870021, WINTER GARDEN, FL 34787-0021

Mortgage

Document Number	432008
Date	Jul 23, 2018
Instrument	432008

Lender

Name	EMBRACE HM LOANS
Type	Funding / Finance Company
Address	MIDDLETOWN, RI 02842

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jul 22, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 16780 Turtle Hatch Dr was $8,079, up 5.2% from the year before.

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Municipality	Winter Garden City
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$550,850 (+2.7%)	$950,000 (+4.12%) Land $170,000 Building $780,000
2025	$8,079.00 (+5.21%) Homeowner's exemption	$536,368	$912,370 Land $120,000 Building $792,370
2024	$7,679.00 (+3.55%)
2023	$7,416.00 (+2.87%) Homeowner's exemption	$506,070 (+3%)	$806,597 (+18.4%) Land $120,000 Building $686,597
2022	$7,209.00 Homeowner's exemption	$491,330	$681,264 Land $100,000 Building $581,264

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 16780 Turtle Hatch Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 66 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	66 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 16780 Turtle Hatch Dr is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 91% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINTER GARDEN WATER DEPT (3 WPS) serves 72,205 people · EPA ID FL3481481
Water Source	Groundwater
Last State Inspection	Feb 2024
Also Mapped Here	OCUD/SOUTHERN WATER SYS (5 WPS)
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 193 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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