1678 Middle Rd, Oneida, NY 13421 Property Records

Madison County and Oneida City property record for 1678 Middle Rd, Oneida, NY 13421

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,166 sqft · built 1988
Lot Size0.92 acres (40,075 sqft)
OwnerTrust Name on File
Last Sale$243,500 (Sep 2015)
Tax Bill$9,036 (2026)
Deeds & MortgagesJun 2026 Line of Credit
APN251289 47.-1-2.31

Property Details

APN / Parcel Number

Primary APN251289 47.-1-2.31
Alternative APNs
  • 128904700000010020310000
  • OUTSIDE

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories2 Stories
Building Area2,166 sqft Living Area
1st Floor Area1,830 sqft
2nd Floor Area336 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1988
Effective Year BuiltEffective 1988
Architectural StyleContemporary
Exterior MaterialWood
Lot Area40,075 sqft (0.92 acres)
Garage TypeAttached
Garage Area484 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area164 sqft

Utilities, Heating & Cooling

Heating FuelElectric
SewerSeptic
Water SourceCommercial

Location & Zoning

Street Address1678 MIDDLE RD
CityONEIDA
StateNY
Zip13421-4182
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA
Legal DescriptionFORMER 572 AA
Legal SubdivisionONEIDA
Legal Block1
Legal Lot Number2.031
JurisdictionMADISON NY
Township / Civil DivisionONEIDA
Census Block Group3
Census Block3015
Census Tract30103

Owner

1678 Middle Rd is held in a trust since February 2025.

Source: Madison County and Oneida City records, as of October 20, 2026

Owner of RecordTrust Name on File
Mailing Address1678 MIDDLE RD, ONEIDA, NY 13421-4182
Owner TypeCompany
VestingTrust, Irrevocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 2, 2015 · Amount on File
Deed SaleSep 2, 2015 · Amount on File
Prior SaleJul 29, 1996 · Amount on File
Deed Book / Page2015 / 5238
Last Transfer DateFeb 18, 2025
Transfer Doc0000000938
Record UpdatedOct 29, 2026

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMADISON NY
Recording DateJun 29, 2026
Property Address1678 MIDDLE RD, ONEIDA, NY 13421-4182
Document Number0000002892
Instrument DateJun 3, 2026
Instrument20262892
Transaction TypeMortgage
Record UpdatedAug 6, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust, 221
Address1678 MIDDLE RD, ONEIDA, NY 13421-4182

Mortgage

Document Number0000002892,
DateJun 29, 2026
Instrument20262892
Lender
NameELECTRIC FEDERAL CREDIT UNION
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate6.37%
Max Rate-1%

Tax Assessment & Valuation

The 2026 property tax bill for 1678 Middle Rd was $9,036, up 109% from the year before.

Source: Madison County and Oneida City assessment roll, as of April 17, 2026

Property Jurisdictions

TypeName
StateNew York
CountyMadison County
MunicipalityOneida City
Unified School DistrictSherrill City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$9,036.00 (+108.97%)
2025$4,324.00$202,000 Land $14,600 Building $187,400$284,507 Land $20,563 Building $263,944
2023$202,000 Land $14,600 Building $187,400$265,789 Land $19,210 Building $246,579

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 1678 Middle Rd; 2 flood insurance policies are in force nearby.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1678 Middle Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 91% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemONEIDA CITY
serves 11,393 people · EPA ID NY2602381
Water SourceSurface water
Last State InspectionOct 2025
Lead1 ppb (2025–2027)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
SLICFiber
Fiber
1,000 / 1,000

Nearby Properties on Middle Rd

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