1640 Middle Rd, Oneida, NY 13421 Property Records

Madison County and Oneida City property record for 1640 Middle Rd, Oneida, NY 13421

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,589 sqft · built 2001
Lot Size	1.27 acres (55,321 sqft)
Owner	2 Individual Names on File
Tax Bill	$4,057 (2025)
Deeds & Mortgages	May 2026 Line of Credit
APN	`251289 47.-1-2.53`

Property Details

APN / Parcel Number

Primary APN	`251289 47.-1-2.53`
Alternative APNs	`128904700000010020530000` `OUTSIDE`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,589 sqft Living Area
1st Floor Area	1,009 sqft
2nd Floor Area	755 sqft
Basement Area	825 sqft
Finished Basement	825 sqft

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Split Level
Exterior Material	Aluminum/Vinyl
Lot Area	55,321 sqft (1.27 acres)
Garage Type	Attached
Garage Area	702 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	426 sqft

Utilities, Heating & Cooling

Heating Fuel	Electric
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	1640 MIDDLE RD
City	ONEIDA
State	NY
Zip	13421-4182
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Description	SPLIT FROM 47.-1-2.51
Legal Block	1
Legal Lot Number	2.053
Jurisdiction	MADISON NY
Township / Civil Division	ONEIDA
Census Block Group	3
Census Block	3015
Census Tract	30103

Owner

Source: Madison County and Oneida City records · APN 251289 47.-1-2.53

Assessment roll updated April 17, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1640 MIDDLE RD, ONEIDA, NY 13421-4182
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON NY
Recording Date	May 19, 2026
Property Address	1640 MIDDLE RD, ONEIDA, NY 13421-4182
Document Number	0000002181
Instrument Date	May 07, 2026
Instrument	20262181
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1640 MIDDLE RD, ONEIDA, NY 13421-4182

Mortgage

Document Number	0000002181,
Date	May 19, 2026
Instrument	20262181

Lender

Name	COMMUNITY BANK LENA

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jun 01, 2056

Interest

Rate	6.37%
Max Rate	-1%

Tax Assessment & Valuation

Source: Madison County and Oneida City records · Assessment roll updated April 17, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	New York
County	Madison County
Municipality	Oneida City
Unified School District	Sherrill City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,057.00	$190,100 (-) Land $16,500 Building $173,600	$267,746 (+7.04%) Land $23,239 Building $244,507
2023		$190,100 Land $16,500 Building $173,600	$250,132 Land $21,711 Building $228,421

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · FEMA OpenFEMA NFIP redacted claims and policies, census block group 360530301033, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Not on file
Nearby Flood Policies	2 in force

Wildfire

Wildfire Risk	Low lower than 94% of the US · lower than 91% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Atlas Connectivity Fiber	1,000 / 1,000

Based on FCC filings for 59 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system NY2602381, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	ONEIDA CITY serves 11,393 people
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.