1678 Cherry St, Rutledge, TN 37861 Property Records

Grainger County property record for 1678 Cherry St, Rutledge, TN 37861 · Last verified February 2026

Property Summary

Property Type	Rural Home
Details	2 ba · 1,680 sqft · built 2024
Lot Size	15.2 acres (662,983 sqft)
Owner	Individual Name on File
Last Sale	$405,400 (Oct 2025)
Tax Bill	$942 (2025)
Deeds & Mortgages	Oct 2025 Sale & Mortgage Jul 2022 Sale & Mortgage + 1 more
Flood Zone	Zone A (high risk)
APN	`029050 01701`

Property Details

APN / Parcel Number

Primary APN	`029050 01701`
Alternative APN	`050 01701`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,680 sqft Living Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2024
Architectural Style	Mobile/Manufactured
Exterior Material	Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	662,983 sqft (15.2 acres)
Terrain	Rolling

Exterior Amenities

Porch	Open Porch
Shed	1 Shed
Shed Area	440 sqft
Pole Barn	1,320 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Connected

Location & Zoning

Street Address	1678 CHERRY ST
City	RUTLEDGE
State	TN
Zip	37861-5408
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	DISTRICT: 01, COUNTY AREA: G01
Jurisdiction	GRAINGER TN
Township / Civil Division	1
Census Block Group	3
Census Block	3017
Census Tract	500302

Owner

Source: Grainger County records · APN 029050 01701

Assessment roll updated May 20, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	1678 CHERRY ST, RUTLEDGE, TN 37861-5408
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 03, 2025	Warranty Deed, Transfer · VA Mortgage FIRST COMMUNITY MORTGAGE INC
Jul 05, 2022	Warranty Deed, Transfer · Conventional Mortgage EASTMAN CU
Aug 29, 2020	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 03, 2025 · Amount on Record
Deed Sale	Oct 03, 2025 · Amount on Record
Prior Sale	Jul 05, 2022 · Amount on Record
Deed Document Number	25003240
Deed Book / Page	INST432 / 909
Record Updated	Jun 08, 2026

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRAINGER TN
Recording Date	Oct 03, 2025
Property Address	1678 CHERRY ST, RUTLEDGE, TN 37861-5408
Document Number	0000003240
Book / Page	INST432 / 909
Instrument Date	Oct 03, 2025
Instrument	25003240
Transaction Type	Transfer
Record Updated	Oct 20, 2025

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,499.98
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1678 CHERRY ST, RUTLEDGE, TN 37861-5408

Mortgage

Document Number	0000003241
Date	Oct 03, 2025
Instrument	25003241

Lender

Name	FIRST COMMUNITY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 01, 2055

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRAINGER TN
Recording Date	Jul 05, 2022
Property Address	1878 CHERRY ST, RUTLEDGE, TN 37861-5438
Document Number	0000002373
Book / Page	406 / 1300
Instrument Date	Jun 28, 2022
Instrument	22002373
Transaction Type	Transfer
Record Updated	Jul 15, 2022
Title Company	LAKEWAY TITLE SERVICES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$444.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	136 COUNTRY CLUB ESTATES RD, MOORESBURG, TN 37811-5604

Mortgage

Document Number	0000002374
Date	Jul 05, 2022
Instrument	22002374

Lender

Name	EASTMAN CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jul 01, 2042

Interest

Rate Type	Adjustable Rate
Rate	4.62%
Type Change Date	Jul 01, 2027
Change Frequency	Annually
Min Rate At Change	3%
Max Rate At Change	6.62%
Index	1-Year CMT
Margin	3
Max Rate	9.62%

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRAINGER TN
Recording Date	Aug 29, 2020
Property Address	1878 CHERRY ST, RUTLEDGE, TN 37861-5438
Document Number	0000009986
Book / Page	000387 / 000850
Instrument Date	Aug 25, 2020
Instrument	9986
Transaction Type	Transfer
Record Updated	Sep 29, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$93.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1878 CHERRY ST RUTLEDGE TN 378615438, RUTLEDGE, TN 37861-5438

Tax Assessment & Valuation

Source: Grainger County records · Assessment roll updated May 20, 2025 · Last verified February 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Grainger County
Unified School District	Grainger County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$942.00 Additional exemption filed	$40,100 (-) Land $9,225 Building $30,875
2024	$942.00 (+515.69%) Additional exemption filed	$40,100 (+514.56%) Land $9,225 Building $30,875
2023	$153.00 (+2%) Additional exemption filed	$6,525 (-) Land $6,225 Building $300
2022	$150.00	$6,525 Land $6,225 Building $300
2021			$237,200 Land $113,700 Building $123,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Grainger County (47057C), updated December 16, 2008 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 470575003023, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone A
Special Flood Hazard Area	Yes
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required (federally backed mortgages)
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Moderate above 57% of the US · above 77% of Tennessee
Wildfire Likelihood	About 1 in 602 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 40 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Foursight Communications	Fiber	8,000 / 8,000
Spectrum	Cable	1,000 / 1,000
T-Mobile USA	Fixed Wireless	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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