1607 Cherry St, Rutledge, TN 37861 Property Records

Grainger County property record for 1607 Cherry St, Rutledge, TN 37861

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,253 sqft · built 1980
Lot Size	0.389 acres (16,988 sqft)
Owner	Individual Name on File
Last Sale	$113,900 (Feb 2019)
Tax Bill	$741 (2025)
Deeds & Mortgages	Feb 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`029050 01303`

Property Details

APN / Parcel Number

Primary APN	`029050 01303`
Alternative APN	`050 01303`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,253 sqft Living Area
1st Floor Area	1,253 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 2001
Exterior Material	Brick
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	16,988 sqft (0.389 acres)
Garage Type	Finished
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Pool Area	1,200 sqft
Porch	Open Porch
Porch Area	285 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Connected

Location & Zoning

Street Address	1607 CHERRY ST
City	RUTLEDGE
State	TN
Zip	37861-5457
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 01 .39 AC, COUNTY AREA: G01
Legal Subdivision	GEORGE M PHILLIPS SURV
Jurisdiction	GRAINGER TN
Township / Civil Division	1
Census Block Group	3
Census Block	3009
Census Tract	500302

Owner

Source: Grainger County records · APN 029050 01303

Assessment roll updated May 20, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1607 CHERRY ST, RUTLEDGE, TN 37861-5457
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 12, 2019 · Amount on Record
Deed Sale	Feb 12, 2019 · Amount on Record
Prior Sale	Aug 16, 2013 · Amount on Record
Deed Document Number	19003952
Deed Book / Page	374 / 495
Record Updated	Jun 08, 2026

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRAINGER TN
Recording Date	Feb 12, 2019
Property Address	1607 CHERRY ST, RUTLEDGE, TN 37861-5457
Document Number	3952
Book / Page	374 / 495
Instrument Date	Feb 08, 2019
Instrument	19003952
Transaction Type	Transfer
Record Updated	Jul 22, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$421.43
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1607 CHERRY ST, RUTLEDGE, TN 37861-5457

Mortgage

Document Number	3953
Date	Feb 12, 2019
Book Page	374/497
Instrument	19003953

Lender

Name	ORNL FCU
Type	Credit Union
Address	OAK RIDGE, TN 37830

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2049

Interest

Rate Type	Adjustable Rate
Rate	4.66%
Type Change Date	Mar 01, 2026
Change Frequency	Annually
Min Rate At Change	4%
Max Rate At Change	9.66%
Index	1-Year CMT
Max Rate	9.66%

Tax Assessment & Valuation

Source: Grainger County records · Assessment roll updated May 20, 2025 · Last verified February 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Grainger County
Unified School District	Grainger County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$741.00	$31,550 (-) Land $2,950 Building $28,600
2024	$741.00	$31,550 (-) Land $2,950 Building $28,600
2023	$741.00 (+2.21%)	$31,550 (-) Land $2,950 Building $28,600
2022	$725.00	$31,550 Land $2,950 Building $28,600
2021			$126,200 Land $11,800 Building $114,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of December 16, 2008 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Moderate above 56% of the US · above 76% of Tennessee
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Foursight Communications Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 40 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	BEAN STATION UTILITY DISTRICT serves 10,748 people
Water Source	Purchased surface water from MORRISTOWN UTILITIES COMMISSION
Last State Inspection	Apr 2024
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.