Cortland County and Virgil Town property record for 1676 Tower Rd, Cortland, NY 13045
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,792 sqft · built 2005 |
| Lot Size | 10 acres (435,600 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $17,500 (May 2005) |
| Tax Bill | $6,745 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 114600 107.00-03-04.000 |
| Primary APN | 114600 107.00-03-04.000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,792 sqft Living Area |
| 1st Floor Area | 1,792 sqft |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Mobile Home |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 435,600 sqft (10 acres) |
| Garage Type | Attached |
| Garage Area | 784 sqft |
| Parking Spaces | 3 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|---|
| Sewer | Septic |
| Water Source | Well |
| Street Address | 1676 TOWER RD |
|---|---|
| City | CORTLAND |
| State | NY |
| Zip | 13045-9510 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Block | 3 |
| Legal Lot Number | 4.000 |
| Jurisdiction | CORTLAND NY |
| Township / Civil Division | VIRGIL |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 971200 |
1676 Tower Rd, a rural home, is owned and occupied by two individuals who bought it in May 2005.
Source: Cortland County and Virgil Town records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1676 TOWER RD, CORTLAND, NY 13045-9510 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 16, 2005 · Amount on File |
| Deed Sale | May 16, 2005 · Amount on File |
| Deed Book / Page | 10364 / 71001 |
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 1676 Tower Rd was $6,745 with a homeowner's exemption, up 184.7% from the year before.
Source: Cortland County and Virgil Town assessment roll, as of March 30, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Cortland County |
| County Subdivision | Virgil Town |
| Unified School District | Cortland City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,745.00 (+184.72%) Homeowner's exemption | ||
| 2025 | $2,369.00 | $212,000 Land $39,300 Building $172,700 | $212,000 Land $39,300 Building $172,700 |
| 2023 | $2,374.00 Homeowner's exemption | $117,000 Land $29,000 Building $88,000 | $172,059 Land $42,647 Building $129,412 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1676 Tower Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2013.
Source: FEMA National Flood Hazard Layer, effective August 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 2 (2013–2017) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Jul 2017 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1676 Tower Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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