1634 Tower Rd, Cortland, NY 13045 Property Records

Cortland County and Virgil Town property record for 1634 Tower Rd, Cortland, NY 13045

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,568 sqft · built 2000
Lot Size5.25 acres (228,690 sqft)
OwnerIndividual Name on Record
Last Sale$48,000 (Sep 2018)
Tax Bill$4,454 (2026)
Deeds & MortgagesSep 2018 Sale
Flood ZoneZone X (minimal risk)
APN114600 106.00-04-05.000

Property Details

APN / Parcel Number

Primary APN114600 106.00-04-05.000
Alternative APN
  • 460010600000040050000000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,568 sqft Living Area
1st Floor Area1,568 sqft

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2000
Architectural StyleModular
Exterior MaterialAluminum/Vinyl
Foundation TypeSlab (Mat/Raft)
Lot Area228,690 sqft (5.25 acres)

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
SewerSeptic
Water SourceWell

Location & Zoning

Street Address1634 TOWER RD
CityCORTLAND
StateNY
Zip13045-9510
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code04 - FARM
Legal Block4
Legal Lot Number5.000
JurisdictionCORTLAND NY
Township / Civil DivisionVIRGIL
Census Block Group2
Census Block2003
Census Tract971200

Owner

Source: Cortland County and Virgil Town records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address1634 TOWER RD, CORTLAND, NY 13045-9510
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 28, 2018 · Amount on Record
Deed SaleSep 28, 2018 · Amount on Record
Prior SaleJul 18, 2014 · Amount on Record
Deed Document Number20185460
Record UpdatedOct 29, 2026

September 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCORTLAND NY
Recording DateSep 28, 2018
Property Address1634 TOWER RD, CORTLAND, NY 13045-9510
Document Number0000005460
Instrument DateApr 23, 2018
Instrument5460
Transaction TypeTransfer
Record UpdatedOct 10, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$192.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3681 STATE ROUTE 215 CORTLAND NY 130457804, CORTLAND, NY 13045-7804

Tax Assessment & Valuation

Source: Cortland County and Virgil Town assessment roll, as of March 30, 2026

Property Jurisdictions

TypeName
StateNew York
CountyCortland County
County SubdivisionVirgil Town
Unified School DistrictCortland City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,454.00 (+225.82%)
2025$1,367.00 (-0.22%)$140,000 (+107.41%) Land $33,400 Building $106,600$140,000 (+41.04%) Land $33,400 Building $106,600
2023$1,370.00$67,500 Land $24,300 Building $43,200$99,265 Land $35,735 Building $63,530

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies7 in force
Nearby Flood Claims2 (2013–2017)
Claims Outside the SFHA1 of 2
Most Recent ClaimJul 2017 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Tower Rd

Nearby Streets

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