Hancock County property record for 1675 State St, Garner, IA 50438
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,200 sqft · built 2007 |
| Lot Size | 0.146 acres (6,360 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $165,000 (May 2017) |
| Tax Bill | $3,416 (2025) |
| Deeds & Mortgages | Jan 2021 Mortgage Mar 2019 Refinance + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 2139000131 |
| Primary APN | 2139000131 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,200 sqft Living Area |
| 1st Floor Area | 1,200 sqft |
| Basement Area | 1,200 sqft |
| Finished Basement | 1,000 sqft |
| Unfinished Basement | 1,200 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Architectural Style | Condo/Apartment |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 6,360 sqft (0.146 acres) |
| Garage Type | Attached |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 112 sqft |
| Patio Area | 196 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Water Source | Commercial |
| Street Address | 1675 STATE ST |
|---|---|
| City | GARNER |
| State | IA |
| Zip | 50438-8767 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HEJLIK'S SECOND SUBDIVISION LOT 13 UNIT 1675 STATE STREET CONDO IV |
| Legal Subdivision | HEJLIK'S 2ND SUBDIVISION |
| Legal Lot Number | 13UNIT |
| Jurisdiction | HANCOCK IA |
| Township / Civil Division | CONCORD |
| Census Block Group | 1 |
| Census Block | 1069 |
| Census Tract | 270100 |
Source: Hancock County records, as of September 1, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1675 STATE ST, GARNER, IA 50438-8767 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants with Right of Survivorship |
| Date | Document |
|---|---|
| Jan 25, 2021 | Deed of Trust, Mortgage · Conventional Mortgage RELIANCE STATE BANK |
| Mar 6, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance RELIANCE STATE BANK |
| May 8, 2017 | Warranty Deed, Transfer · Conventional Mortgage CLEAR LAKE BANK & TRUST CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 8, 2017 · Amount on Record |
| Deed Sale | May 8, 2017 · Amount on Record |
| Deed Document Number | 2017734 |
| Prior Transfer Date | Jun 22, 2009 |
| Prior Transfer Doc | 0000001269 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HANCOCK IA |
| Property Address | 1675 STATE ST, GARNER, IA 50438-8767 |
| Transaction Type | Mortgage |
| Record Updated | Jan 29, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0000210154 |
|---|---|
| Date | Jan 25, 2021 |
| Instrument | 21-0154 |
| Name | RELIANCE STATE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Feb 1, 2036 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HANCOCK IA |
| Property Address | 1675 STATE ST, GARNER, IA 50438-8767 |
| Transaction Type | Mortgage |
| Record Updated | Jan 29, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0000190376 |
|---|---|
| Date | Mar 6, 2019 |
| Instrument | 19-0376 |
| Name | RELIANCE STATE BANK |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HANCOCK IA |
| Recording Date | May 8, 2017 |
| Property Address | 1675 STATE ST, GARNER, IA 50438-8767 |
| Document Number | 0000170734 |
| Instrument Date | Apr 29, 2017 |
| Instrument | 17-0734 |
| Transaction Type | Transfer |
| Record Updated | Jan 29, 2024 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $263.20 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1675 STATE ST, GARNER, IA 50438-8767 |
| Document Number | 0000170735 |
|---|---|
| Date | May 8, 2017 |
| Instrument | 17-0735 |
| Name | CLEAR LAKE BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | CLEAR LAKE, IA 50428 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Jun 1, 2027 |
Source: Hancock County assessment roll, as of September 29, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Hancock County |
| Municipality | Garner City |
| Unified School District | Garner-Hayfield-Ventura Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,416.00 (-0.93%) | $247,240 (+7.09%) Land $29,370 Building $217,870 | $247,240 (+7.09%) Land $29,370 Building $217,870 |
| 2024 | $3,448.00 (-2.41%) | ||
| 2023 | $230,870 (+9.34%) Land $23,500 Building $207,370 | $230,870 (+9.34%) Land $23,500 Building $207,370 | |
| 2022 | $3,533.00 | $211,140 Land $23,500 Building $187,640 | |
| 2021 | $211,140 Land $23,500 Building $187,640 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 26, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GARNER WATER WORKS serves 3,065 people · EPA ID IA4130075 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 142 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Comm 1 Connects Fiber | 1,000 / 1,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| GigFire Fixed Wireless | 150 / 130 |
| T-Mobile Fixed Wireless | 100 / 20 |
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