Hancock County property record for 1480 State St, Garner, IA 50438
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,440 sqft · built 1972 |
| Lot Size | 0.255 acres (11,108 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $80,000 (Jan 2024) |
| Tax Bill | $2,054 (2025) |
| Deeds & Mortgages | Jan 2024 Sale & Mortgage Jun 2018 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 2118000350 |
| Primary APN | 2118000350 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,440 sqft Living Area |
| 1st Floor Area | 1,440 sqft |
| Basement Area | 1,440 sqft |
| Unfinished Basement | 1,440 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1972 |
| Architectural Style | Duplex Single |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 11,108 sqft (0.255 acres) |
| Garage Type | Attached |
| Garage Area | 1,044 sqft |
| Shed | 1 Shed |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Water Source | Commercial |
| Street Address | 1480 STATE ST |
|---|---|
| City | GARNER |
| State | IA |
| Zip | 50438-1942 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | FORD ADD LOT 35 |
| Legal Subdivision | FORD ADDITION |
| Legal Lot Number | 35 |
| Jurisdiction | HANCOCK IA |
| Township / Civil Division | CONCORD |
| Census Block Group | 1 |
| Census Block | 1062 |
| Census Tract | 270100 |
Source: Hancock County records, as of September 1, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1480 STATE ST, GARNER, IA 50438-1942 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants with Right of Survivorship |
| Date | Document |
|---|---|
| Jan 31, 2024 | Warranty Deed, Transfer · Conventional Mortgage CLEAR LAKE BANK AND TRUST CO |
| Jun 14, 2018 | Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 31, 2024 · Amount on Record |
| Deed Sale | Jan 31, 2024 · Amount on Record |
| Deed Document Number | 2024108 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HANCOCK IA |
| Recording Date | Jan 31, 2024 |
| Property Address | 1480 STATE ST, GARNER, IA 50438-1942 |
| Document Number | 0000240108 |
| Instrument Date | Dec 20, 2023 |
| Instrument | 24-0108 |
| Transaction Type | Transfer |
| Record Updated | Feb 21, 2024 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $127.20 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1480 STATE ST, GARNER, IA 50438-1942 |
| Document Number | 0000240109 |
|---|---|
| Date | Jan 31, 2024 |
| Instrument | 24-0109 |
| Name | CLEAR LAKE BANK AND TRUST CO |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 63 Months |
| Due | Apr 1, 2029 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HANCOCK IA |
| Recording Date | Jun 14, 2018 |
| Property Address | 1480 STATE ST, GARNER, IA 50438-1942 |
| Document Number | 00000181092 |
| Instrument Date | Jun 12, 2018 |
| Instrument | 0000018-1092 |
| Transaction Type | Transfer |
| Record Updated | Jan 29, 2024 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 1480 STATE ST, GARNER, IA 50438-1942 |
Source: Hancock County assessment roll, as of September 29, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Hancock County |
| Municipality | Garner City |
| Unified School District | Garner-Hayfield-Ventura Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,054.00 (+4.9%) Homeowner's exemption | $159,630 (+33.74%) Land $30,680 Building $128,950 | $159,630 (+33.74%) Land $30,680 Building $128,950 |
| 2024 | $1,958.00 (+20.72%) | ||
| 2023 | $119,360 (+13.37%) Land $21,910 Building $97,450 | $119,360 (+13.37%) Land $21,910 Building $97,450 | |
| 2022 | $1,622.00 Homeowner's exemption | $105,280 Land $21,910 Building $83,370 | |
| 2021 | $105,280 Land $21,910 Building $83,370 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 26, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 71% of Iowa |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GARNER WATER WORKS serves 3,065 people · EPA ID IA4130075 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 142 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Comm 1 Connects Fiber | 1,000 / 1,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| GigFire Fixed Wireless | 150 / 130 |
| T-Mobile Fixed Wireless | 100 / 20 |
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