Polk County property record for 1675 Harbor Way, Bartow, FL 33830
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,385 sqft · built 1985 |
| Lot Size | 0.162 acres (7,070 sqft) |
| Owner | Individual Name on File |
| Last Sale | $122,000 (Feb 2017) |
| Tax Bill | $1,647 (2025) |
| Deeds & Mortgages | Sep 2020 Mortgage Feb 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 24-30-13-293164-002010 |
| Primary APN | 24-30-13-293164-002010 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,385 sqft Living Area |
| Gross Area | 1,670 sqft |
| 1st Floor Area | 1,385 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Exterior Material | Other |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 7,070 sqft (0.162 acres) |
| Lot Dimensions | 96 ft deep x 75 ft wide |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 285 sqft |
| Porch | Unfinished Open Porch |
| Porch Area | 402 sqft |
| Street Address | 1675 HARBOR WAY |
|---|---|
| City | BARTOW |
| State | FL |
| Zip | 33830-8411 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | THE LAKES I PB 78 PG 13 BLK B LOTS 1 & W 5 FT OF 2 |
| Legal Range | 24E |
| Legal Township | 30S |
| Legal Section | 13 |
| Legal Subdivision | LAKES THE I |
| Legal Tract | 293164 |
| Legal Block | B |
| Legal Lot Number | 1 |
| Jurisdiction | POLK FL |
| Township / Civil Division | BARTOW |
| Census Block Group | 2 |
| Census Block | 2088 |
| Census Tract | 15900 |
1675 Harbor Way is owned and occupied by an individual who bought it in February 2017.
Source: Polk County records, as of September 28, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1675 HARBOR WAY, BARTOW, FL 33830-8411 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 30, 2020 | Deed of Trust, Mortgage · Conventional Mortgage MIDFLORIDA CU ISAOA |
| Feb 3, 2017 | Warranty Deed, Transfer · FHA Mortgage EMBRACE HM LOANS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 3, 2017 · Amount on File |
| Deed Sale | Feb 3, 2017 · Amount on File |
| Prior Sale | Apr 6, 2016 · Amount on File |
| Deed Document Number | 201722654 |
| Deed Book / Page | 10056 / 1616 |
| Prior Transfer Date | Oct 9, 2014 |
| Prior Transfer Doc | 0000172844 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 1675 HARBOR WAY, BARTOW, FL 33830-8411 |
| Document Number | 0114042247 |
| Instrument Date | Sep 30, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Nov 2, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1675 HARBOR WAY BARTOW FL 338308411, BARTOW, FL 33830-8411 |
| Document Number | 0114042247 |
|---|---|
| Date | Oct 7, 2020 |
| Book Page | 011404/002247 |
| Instrument | 211355 |
| Name | MIDFLORIDA CU ISAOA |
|---|---|
| Type | Credit Union |
| Address | LAKELAND, FL 33802-8008 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 6, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Feb 3, 2017 |
| Property Address | 1675 HARBOR WAY, BARTOW, FL 33830-8411 |
| Document Number | 0100561616 |
| Book / Page | 010056 / 001616 |
| Instrument Date | Jan 31, 2017 |
| Instrument | 22654 |
| Transaction Type | Transfer |
| Record Updated | Aug 20, 2018 |
| Title Company | ADVANCE TITLE, ADVANCE TITLE SERVICES INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $854.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1675 HARBOR WAY BARTOW FL 338308411, BARTOW, FL 33830-8411 |
| Document Number | 100561617 |
|---|---|
| Date | Feb 3, 2017 |
| Book Page | 010056/001617 |
| Instrument | 22655 |
| Name | EMBRACE HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | MIDDLETOWN, RI 02842 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 2, 2047 |
| Document Number | 100561641, |
|---|---|
| Date | Feb 3, 2017 |
| Book Page | 010056/001641 |
| Instrument | 22657 |
| Name | MISCELLANEOUS GOVT AGCY |
|---|---|
| Address | BARTOW, FL 33830 |
| Amount | Amount on Record |
|---|
The 2025 property tax bill for 1675 Harbor Way was $1,647 with a homeowner's exemption.
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| Municipality | Bartow City |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $137,281 (+2.7%) | $195,698 (-0.34%) Land $17,500 Building $178,198 | |
| 2025 | $1,647.00 Homeowner's exemption | $133,672 | $196,367 Land $17,500 Building $178,867 |
| 2023 | $1,868.00 (+16.9%) Homeowner's exemption | $126,121 (+3%) | $210,453 (+2.37%) Land $17,000 Building $193,453 |
| 2022 | $1,598.00 Homeowner's exemption | $122,448 | $205,589 Land $16,000 Building $189,589 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1675 Harbor Way in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1675 Harbor Way is high, ranking above 82% of the US, with a 0.6% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 82% of the US · above 72% of Florida |
|---|---|
| Wildfire Likelihood | 0.6% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF BARTOW serves 21,501 people · EPA ID FL6530315 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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