1635 Harbor Way, Bartow, FL 33830 Property Records

Polk County property record for 1635 Harbor Way, Bartow, FL 33830

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,355 sqft · built 1985
Lot Size	0.143 acres (6,242 sqft)
Owner	2 Individual Names on File
Tax Bill	$478 (2025)
Deeds & Mortgages	Mar 2022 Transfer
Flood Zone	Zone X (minimal risk)
APN	`24-30-13-293164-002050`

Property Details

APN / Parcel Number

Primary APN	`24-30-13-293164-002050`
Alternative APNs	`133024293164002050` `33024000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,355 sqft Living Area
Gross Area	1,670 sqft
1st Floor Area	1,355 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Exterior Material	Other
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Other
Lot Area	6,242 sqft (0.143 acres)
Lot Dimensions	96 ft deep x 65 ft wide
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	315 sqft
Porch	Unfinished Open Porch
Porch Area	56 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	1635 HARBOR WAY
City	BARTOW
State	FL
Zip	33830-8411
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THE LAKES I PB 78 PG 13 BLK B LOT 5
Legal Range	24E
Legal Township	30S
Legal Section	13
Legal Subdivision	LAKES THE I
Legal Tract	293164
Legal Block	B
Legal Lot Number	5
Jurisdiction	POLK FL
Township / Civil Division	BARTOW
Census Block Group	2
Census Block	2088
Census Tract	15900

Owner

1635 Harbor Way is owned and occupied by two individuals who acquired it in March 2022.

Source: Polk County records, as of September 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1635 HARBOR WAY, BARTOW, FL 33830-8411
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Mar 8, 2022
Transfer Doc	0000067416
Record Updated	Oct 29, 2026

March 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	POLK FL
Recording Date	Mar 11, 2022
Property Address	1635 HARBOR WAY, BARTOW, FL 33830-8411
Document Number	0000067416
Book / Page	12158 / 628
Map Reference	MB 78 PG 13
Instrument Date	Mar 8, 2022
Instrument	2022067416
Transaction Type	Transfer
Record Updated	Mar 30, 2022
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1635 HARBOR WAY, BARTOW, FL 33830-8411

Tax Assessment & Valuation

The 2025 property tax bill for 1635 Harbor Way was $478 with a homeowner's exemption.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
Municipality	Bartow City
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$55,928 (+2.7%)	$188,286 (-2.63%) Land $17,500 Building $170,786
2025	$478.00 Homeowner's exemption	$54,458	$193,371 Land $17,500 Building $175,871
2023	$800.00 (+22.7%) Homeowner's exemption	$51,382 (+2.24%)	$207,237 (+1.93%) Land $17,000 Building $190,237
2022	$652.00 Homeowner's exemption	$50,256	$203,316 Land $16,000 Building $187,316

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1635 Harbor Way in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1635 Harbor Way is high, ranking above 82% of the US, with a 0.6% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 82% of the US · above 72% of Florida
Wildfire Likelihood	0.6% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BARTOW serves 21,501 people · EPA ID FL6530315
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20