1650 Cedar Top Rd, Reading, PA 19607 Property Records

Berks County property record for 1650 Cedar Top Rd, Reading, PA 19607

Property Summary

Property TypeSingle Family Home
Details3 bd · 4 ba · 7,178 sqft · built 1998
Lot Size1.51 acres (65,776 sqft)
Owner2 Company Names on Record
Last Sale$800,000 (Oct 2020)
Tax Bill$7,585 (2026)
Deeds & MortgagesOct 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN4395-20-71-7694

Property Details

APN / Parcel Number

Primary APN4395-20-71-7694
Alternative APNs
  • 39-4395-20-71-7694
  • 39038600
  • 038600

Interior

Bedrooms3 Beds
Full Baths4 Baths
Half Baths2 Half Baths
Total Rooms10 Rooms
Stories2 Stories
Building Area7,178 sqft Living Area
Family RoomFamily Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1998
Effective Year BuiltEffective 1998
Exterior MaterialBrick/Stone
Construction TypeFrame
Lot Area65,776 sqft
View / LotNeighborhood
Garage TypeAttached
Pool Area480 sqft
PorchStoop
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
Heating FuelOil
SewerMunicipal
Water SourceWell

Location & Zoning

Account Number39038600
Street Address1650 CEDAR TOP RD
CityREADING
StatePA
Zip19607-9318
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal SubdivisionNORONA LANE
Legal Block71
Legal Lot Number2
JurisdictionBERKS PA
Township / Civil DivisionCUMRU
Census Block Group3
Census Block3000
Census Tract11601

Owner

Source: Berks County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address1650 CEDAR TOP RD, READING, PA 19607-9318
Owner TypeCompany
VestingLife Tenant

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 20, 2020 · Amount on Record
Deed SaleOct 20, 2020 · Amount on Record
Prior SaleAug 19, 2011 · Amount on Record
Deed Document Number202038794
Last Transfer DateApr 10, 2024
Transfer Doc0000013461
Record UpdatedOct 29, 2026

October 2020: Deed, Transfer

Document TypeDeed
JurisdictionBERKS PA
Recording DateOct 20, 2020
Property Address1650 CEDAR TOP RD, READING, PA 19607-9318
Document Number0000038794
Map ReferenceMB 215 PG 53
Instrument DateOct 13, 2020
Instrument2020038794
Transaction TypeTransfer
Record UpdatedMay 25, 2021
Title CompanySIGNATURE ABSTRACT

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$8,000.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1650 CEDAR TOP RD, READING, PA 19607-9318

Mortgage

Document Number0000038795
DateOct 20, 2020
Instrument2020038795
Lender
NameBANK OF AMERICA NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2050

Tax Assessment & Valuation

Source: Berks County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StatePennsylvania
CountyBerks County
County SubdivisionCumru Township
Unified School DistrictGovernor Mifflin School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$7,585.00 (+24.84%)$381,900 (-) Land $47,300 Building $334,600$47,300 (-87.61%) Land $47,300
2024$6,076.00$381,900 Land $47,300 Building $334,600
1994$381,900 Land $47,300 Building $334,600

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 26, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force
Nearby Flood Claims3 (1982–2023)
Claims Outside the SFHA2 of 3
Most Recent ClaimJul 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Cedar Top Rd

Nearby Streets

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