16746 Turtle Hatch Dr, Winter Garden, FL 34787 Property Records

Orange County property record for 16746 Turtle Hatch Dr, Winter Garden, FL 34787

Property Summary

Property Type	Single Family Home
Details	6 bd · 4.5 ba · 4,203 sqft · built 2018
Lot Size	0.234 acres (10,210 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,265,000 (Jul 2026)
Tax Bill	$9,937 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Jun 2026 Construction Loan + 3 more
Flood Zone	Zone X (minimal risk)
APN	`05-23-27-8900-01-010`

Property Details

APN / Parcel Number

Primary APN	`05-23-27-8900-01-010`
Alternative APNs	`272305890001010` `135126` `135983` `137497`

Interior

Bedrooms	6 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	4,203 sqft Living Area
Gross Area	6,455 sqft
1st Floor Area	2,798 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Concrete Block/Stucco
Roof Type	Gable/Hip
Roof Material	Concrete
Lot Area	10,210 sqft (0.234 acres)
Garage Type	Attached
Garage Area	665 sqft
Porch	Slab
Porch Area	616 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	16746 TURTLE HATCH DR
City	WINTER GARDEN
State	FL
Zip	34787-0021
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	UVPUD
Legal Description	WATERSIDE ON JOHNS LAKE - PHASE 1 82/74 LOT 101
Legal Range	27E
Legal Township	23S
Legal Section	05
Legal Subdivision	WATERSIDE ON JOHNS LAKE - PH 1
Legal Phase	1
Legal Tract	8900
Legal Block	1
Legal Lot Number	101
Jurisdiction	ORANGE FL
Township / Civil Division	SOUTHWEST ORANGE
Census Block Group	1
Census Block	1052
Census Tract	17116

Owner

Source: Orange County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	16746 TURTLE HATCH DR, WINTER GARDEN, FL 34787-0021
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Deeds, Mortgages & Sale History

Date	Document
Jul 24, 2026	Warranty Deed, Transfer · Conventional Mortgage NEWREZ LLC
Jun 24, 2026	Deed of Trust, Mortgage · Construction Mortgage PLAINS COMMERCE BANK
Mar 12, 2021	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY
Mar 12, 2021	Intrafamily Transfer, Transfer ATTORNEY
Dec 10, 2020	Warranty Deed, Transfer · Conventional Mortgage AMERIFIRST FINANCIAL CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 24, 2026 · Amount on Record
Deed Sale	Jul 24, 2026 · Amount on Record
Prior Sale	Dec 10, 2020 · Amount on Record
Deed Document Number	2026412977
Prior Transfer Date	Mar 3, 2021
Prior Transfer Doc	0000144882
Record Updated	Oct 29, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Jul 24, 2026
Property Address	16746 TURTLE HATCH DR, WINTER GARDEN, FL 34787-0021
Document Number	0000412977
Instrument Date	Jul 14, 2026
Instrument	2026412977
Transaction Type	Transfer
Record Updated	Sep 21, 2026
Title Company	HBG TITLE COMPANY, HBG TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$894,355.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16746 TURTLE HATCH DR, WINTER GARDEN, FL 34787-0021
Investor	Possibly a Property Investor

Mortgage

Document Number	0000412980,
Date	Jul 24, 2026
Instrument	2026412980

Lender

Name	NEWREZ LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Recording Date	Jun 24, 2026
Property Address	16746 TURTLE HATCH DR, WINTER GARDEN, FL 34787-0021
Document Number	0000352913
Instrument Date	Jun 16, 2026
Instrument	2026352913
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16746 TURTLE HATCH DR, WINTER GARDEN, FL 34787-0021

Mortgage

Document Number	0000352913,
Date	Jun 24, 2026
Instrument	2026352913

Lender

Name	PLAINS COMMERCE BANK

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	7 Months
Due	Jan 1, 2027

Interest

Rate	6.51%
Max Rate	-1%

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ORANGE FL
Recording Date	Mar 12, 2021
Property Address	16746 TURTLE HATCH DR, WINTER GARDEN, FL 34787-0021
Document Number	0000144882
Map Reference	MB 82 PG 74
Instrument Date	Mar 3, 2021
Instrument	20210144882
Transaction Type	Transfer
Record Updated	Mar 6, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16746 TURTLE HATCH DR, WINTER GARDEN, FL 34787-0021

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ORANGE FL
Recording Date	Mar 12, 2021
Property Address	16746 TURTLE HATCH DR, WINTER GARDEN, FL 34787-0021
Document Number	20210144882
Map Reference	MB 82 PG 74
Instrument Date	Mar 3, 2021
Instrument	20210144882
Transaction Type	Transfer
Record Updated	Apr 1, 2021
Title Company	ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16746 TURTLE HATCH DR, WINTER GARDEN, FL 34787-0021

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Dec 10, 2020
Property Address	16746 TURTLE HATCH DR, WINTER GARDEN, FL 34787-0021
Document Number	0000646068
Map Reference	MB 82 PG 74
Instrument Date	Nov 23, 2020
Instrument	20200646068
Transaction Type	Transfer
Record Updated	Mar 6, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,075.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	328 TERSAS CT, LAKE MARY, FL 32746-5143

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16746 TURTLE HATCH DR, WINTER GARDEN, FL 34787-0021

Mortgage

Document Number	0000646069
Date	Dec 10, 2020
Instrument	20200646069

Lender

Name	AMERIFIRST FINANCIAL CORP
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Municipality	Winter Garden City
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$667,972 (+2.7%)	$1,033,700 (+3.74%) Land $170,000 Building $863,700
2025	$9,937.00 (+5.19%) Homeowner's exemption	$650,411 (+5.99%)	$996,420 (+11.78%) Land $120,000 Building $876,420
2024	$9,447.00 (+3.49%)
2023	$9,128.00 (+2.83%) Homeowner's exemption	$613,671 (+3%)	$891,420 (+19.25%) Land $120,000 Building $771,420
2022	$8,877.00 Homeowner's exemption	$595,797	$747,495 Land $100,000 Building $647,495

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 66 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	66 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 91% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINTER GARDEN WATER DEPT (3 WPS) serves 72,205 people · EPA ID FL3481481
Water Source	Groundwater
Last State Inspection	Feb 2024
Also Mapped Here	OCUD/SOUTHERN WATER SYS (5 WPS)
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 193 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Turtle Hatch Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures