16740 Turtle Hatch Dr, Winter Garden, FL 34787 Property Records

Orange County property record for 16740 Turtle Hatch Dr, Winter Garden, FL 34787

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 3,513 sqft · built 2018
Lot Size	0.223 acres (9,703 sqft)
Owner	2 Individual Names on File
Last Sale	$1,200,000 (Mar 2026)
Tax Bill	$13,702 (2025)
Deeds & Mortgages	Mar 2026 Sale Mar 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`05-23-27-8900-01-020`

Property Details

APN / Parcel Number

Primary APN	`05-23-27-8900-01-020`
Alternative APNs	`272305890001020` `135127` `135984` `137498`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,513 sqft Living Area
Gross Area	4,879 sqft
1st Floor Area	2,934 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Concrete
Lot Area	9,703 sqft (0.223 acres)
Garage Type	Attached
Garage Area	651 sqft

Exterior Amenities

Pool Type	Pool with Hot Tub/Spa
Porch	Finished/Open Porch
Porch Area	303 sqft
Patio Area	256 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	16740 TURTLE HATCH DR
City	WINTER GARDEN
State	FL
Zip	34787-0021
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	UVPUD
Legal Description	WATERSIDE ON JOHNS LAKE - PHASE 1 82/74 LOT 102
Legal Range	27E
Legal Township	23S
Legal Section	05
Legal Subdivision	WATERSIDE ON JOHNS LAKE - PH 1
Legal Phase	1
Legal Tract	8900
Legal Block	1
Legal Lot Number	102
Jurisdiction	ORANGE FL
Township / Civil Division	SOUTHWEST ORANGE
Census Block Group	1
Census Block	1052
Census Tract	17116

Owner

16740 Turtle Hatch Dr is owned and occupied by two individuals who bought it in March 2026.

Source: Orange County records, as of April 30, 2026

Owner of Record	2 Individual Names on File
Mailing Address	16740 TURTLE HATCH DR, WINTER GARDEN, FL 34787-0021
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 3, 2026	Warranty Deed, Transfer FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO
Mar 29, 2019	Special Warranty Deed, Subdivision Related Transfer · ARM BAC FLORIDA BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 3, 2026 · Amount on File
Deed Sale	Mar 3, 2026 · Amount on File
Prior Sale	Mar 29, 2019 · Amount on File
Deed Document Number	2026124746
Record Updated	Jun 8, 2026

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Mar 3, 2026
Property Address	16740 TURTLE HATCH DR, WINTER GARDEN, FL 34787-0021
Document Number	0000124746
Map Reference	MB 82 PG 74-80
Instrument Date	Feb 27, 2026
Instrument	20260124746
Transaction Type	Transfer
Record Updated	Mar 20, 2026
Title Company	FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount on Record
Tax	$8,400.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	RUA LUIS CORREIA DE MELO 148, 148, SAO PAULO XX

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16740 TURTLE HATCH DR, WINTER GARDEN, FL 34787-0021

March 2019: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Mar 29, 2019
Property Address	16740 TURTLE HATCH DR, WINTER GARDEN, FL 34787-0021
Document Number	0000191491
Map Reference	MB 82 PG 74
Instrument Date	Mar 27, 2019
Instrument	20190191491
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 3, 2022
Title Company	CALATLANTIC TITLE INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,375.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2300 MAITLAND CENTER PKWY STE 320, 2300, MAITLAND, FL 32751-7412

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16740 TURTLE HATCH DR, WINTER GARDEN, FL 34787-0021

Mortgage

Document Number	0000191492
Date	Mar 29, 2019
Instrument	20190191492

Lender

Name	BAC FLORIDA BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	5.87%
Type Change Date	Apr 1, 2024
Change Frequency	Annually
Min Rate At Change	5.87%
Max Rate At Change	7.87%
Index	1-Year LIBOR
Max Rate	11.8%

Tax Assessment & Valuation

The 2025 property tax bill for 16740 Turtle Hatch Dr was $13,702, up 9.6% from the year before.

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Municipality	Winter Garden City
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$892,154 (+1%)	$924,580 (+4.29%) Land $170,000 Building $754,580
2025	$13,702.00 (+9.56%)	$811,049	$886,520 Land $120,000 Building $766,520
2024	$12,506.00 (+8.91%)
2023	$11,483.00 (+12.92%)	$797,904 (+17.83%) Land $120,000 Building $677,904	$797,904 (+17.83%) Land $120,000 Building $677,904
2022	$10,169.00	$677,191 Land $100,000 Building $577,191	$677,191 Land $100,000 Building $577,191

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 16740 Turtle Hatch Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 66 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	66 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 16740 Turtle Hatch Dr is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 91% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINTER GARDEN WATER DEPT (3 WPS) serves 72,205 people · EPA ID FL3481481
Water Source	Groundwater
Last State Inspection	Feb 2024
Also Mapped Here	OCUD/SOUTHERN WATER SYS (5 WPS)
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 193 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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