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1669 Alligator Dr, Panacea, FL 32346 Property Records

Franklin County property record for 1669 Alligator Dr, Panacea, FL 32346

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,388 sqft · built 1957
Lot Size0.876 acres (38,159 sqft)
Owner2 Individual Names on File
Last Sale$1,120,000 (Feb 2026)
Tax Bill$5,762 (2025)
Deeds & MortgagesFeb 2026 Sale & Mortgage
Flood ZoneZone VE (high risk)
APN03-07S-02W-1010-0000-0600

Property Details

APN / Parcel Number

Primary APN03-07S-02W-1010-0000-0600
Alternative APN
  • 02W07S03101000000600

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,388 sqft Living Area
Gross Area1,808 sqft
1st Floor Area1,388 sqft
FlooringWood
Interior WallsWood

Exterior

Year BuiltBuilt 1957
Effective Year BuiltEffective 1957
Architectural StyleBungalow
Exterior MaterialAluminum/Vinyl
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area38,159 sqft (0.876 acres)
Lot Dimensions402 ft deep x 95 ft wide
View / LotGulf
PorchFinished Screened Porch
Porch Area680 sqft
Deck Area32 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address1669 ALLIGATOR DR
CityPANACEA
StateFL
Zip32346-5119
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 60 ALLIGATOR POINT SUB OR/590/99
Legal Range02W
Legal Township07S
Legal Section03
Legal SubdivisionALLIGATOR POINT SUB
Legal Lot Number60
JurisdictionFRANKLIN FL
Township / Civil DivisionCARRABELLE
Census Block Group2
Census Block2003
Census Tract970102

Owner

1669 Alligator Dr is owned by two individuals who bought it in February 2026.

Source: Franklin County records, as of June 30, 2026

Owner of Record2 Individual Names on File
Mailing Address557 SW HUNTER RD, LAKE CITY, FL 32024-3516
Owner TypeIndividual
VestingHusband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 2, 2026 · Amount on File
Deed SaleFeb 2, 2026 · Amount on File
Deed Document Number2026414
Deed Book / Page1436 / 685
Record UpdatedOct 29, 2026

February 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFRANKLIN FL
Recording DateFeb 2, 2026
Property Address1669 ALLIGATOR DR, PANACEA, FL 32346-5119
Document Number0019000414
Book / Page1436 / 685
Map ReferenceMB 1 PG 25-28
Instrument DateJan 30, 2026
Instrument202619000414
Transaction TypeTransfer
Record UpdatedMar 6, 2026
Title CompanyBROWN TITLE COMPANY, OWEN TITLE COMPANY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$7,840.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1919 GARRARD ST LOT 6, 6, COLUMBUS, GA 31906-1188

Transferred To (Grantee/Buyer)

NameVerified Name
Address557 SW HUNTER RD, LAKE CITY, FL 32024-3516

Mortgage

Document Number0000000687
DateFeb 2, 2026
Instrument1436/687
Lender
NamePRIME MERIDIAN BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueFeb 1, 2041

Tax Assessment & Valuation

The 2025 property tax bill for 1669 Alligator Dr was $5,762, down 29.2% from the year before.

Source: Franklin County assessment roll, as of November 26, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyFranklin County
Unified School DistrictFranklin County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,762.00 (-29.19%)$540,370 (-27.99%) Land $421,375 Building $118,995$540,370 (-27.99%) Land $421,375 Building $118,995
2024$8,137.00 (+2.12%)$750,398 (+6.71%) Land $630,128 Building $120,270$750,398 (+6.71%) Land $630,128 Building $120,270
2023$7,968.00 (-1.82%)$703,198 (+0.84%) Land $611,988 Building $91,210$703,198 (+0.84%) Land $611,988 Building $91,210
2022$8,116.00$697,332 Land $611,988 Building $85,344$697,332 Land $611,988 Building $85,344

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1669 Alligator Dr in Zone VE, a high-risk coastal flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective April 23, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone VE
high risk · coastal, wave action
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation17.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 293 individual policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies329 units insured
incl. 36 condo units
Nearby Flood Claims72 (2005–2024)
Most Recent ClaimSep 2024 · Hurricane Helene
Claims by Event
  • Hurricane Helene, Sep 2024 · 12 claims
  • Hurricane Michael, Oct 2018 · 45 claims
  • Hurricane Dennis, Jul 2005 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1669 Alligator Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemALLIGATOR POINT WATER RESOURCE DISTRICT
public/private · serves 1,400 people · EPA ID FL1190013
Water SourceGroundwater
Last State InspectionJun 2024
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Mediacom Xtream
Cable		1,000 / 50
Verizon
Fixed Wireless		300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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