1673 Old River Rd, Cornelia, GA 30531 Property Records

Habersham County property record for 1673 Old River Rd, Cornelia, GA 30531

Property Summary

Property Type	Seasonal / Vacation Home
Details	3 bd · 3 ba · 1,008 sqft · built 1984
Lot Size	1.8 acres (78,408 sqft)
Owner	2 Individual Names on File
Last Sale	$230,000 (May 2021)
Tax Bill	$2,801 (2026)
Deeds & Mortgages	Sep 2025 Line of Credit May 2021 Sale & Mortgage
Flood Zone	Zone A (high risk)
APN	`025 112`

Property Details

APN / Parcel Number

Primary APN	`025 112`
Alternative APNs	`681220` `377447`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	1,008 sqft Heated Area
Gross Area	3,024 sqft
1st Floor Area	1,008 sqft
Basement Area	1,008 sqft
Finished Basement	1,008 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 2000
Architectural Style	Ranch
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Metal
Lot Area	78,408 sqft (1.8 acres)
Lot Width	225 ft Width

Exterior Amenities

Porch	Slab
Porch Area	420 sqft
Deck Area	200 sqft
Patio Area	216 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	377447
Street Address	1673 OLD RIVER RD
City	CORNELIA
State	GA
Zip	30531-5857
Property Category	Residential
Property Type	Residential > Specialized > Seasonal / Vacation Home
Local Zoning Code	LI
Legal Description	10-55 LT 3 PB 19-229 59-265 1261-444
Legal Subdivision	OLD RIVER ROAD
Legal Lot Number	3
Jurisdiction	HABERSHAM GA
Township / Civil Division	CORNELIA
Census Block Group	1
Census Block	1001
Census Tract	603

Owner

1673 Old River Rd, a residential property, is owned and occupied by two individuals who bought it in May 2021.

Source: Habersham County records, as of September 11, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1673 OLD RIVER RD, CORNELIA, GA 30531-5857
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 8, 2025	Deed of Trust, Mortgage · Line of Credit REGIONS BANK
May 11, 2021	Warranty Deed, Transfer · Conventional Mortgage REGIONS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 11, 2021 · Amount on File
Deed Sale	May 11, 2021 · Amount on File
Prior Sale	May 1, 2007 · Amount on File
Deed Document Number	20211096
Deed Book / Page	1261 / 444
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HABERSHAM GA
Property Address	1673 OLD RIVER RD, CORNELIA, GA 30531-5857
Transaction Type	Mortgage
Record Updated	Jan 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1673 OLD RIVER RD, CORNELIA, GA 30531-5857

Mortgage

Document Number	0000001409/0000000836
Date	Sep 8, 2025
Book Page	0000001409/0000000836

Lender

Name	REGIONS BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2055

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HABERSHAM GA
Recording Date	May 11, 2021
Property Address	1673 OLD RIVER RD, CORNELIA, GA 30531-5857
Document Number	1261/444
Book / Page	1261 / 444
Instrument Date	May 11, 2021
Instrument	2021-001096
Transaction Type	Transfer
Record Updated	May 31, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	322 MIDDLETON PL, CLARKESVILLE, GA 30523-3419

Mortgage

Document Number	0000001261/0000000446
Date	May 12, 2021
Book Page	0000001261/0000000446

Lender

Name	REGIONS BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

The 2026 property tax bill for 1673 Old River Rd was $2,801 with a homeowner's exemption, down 4.2% from the year before.

Source: Habersham County assessment roll, as of September 11, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Habersham County
Unified School District	Habersham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,801.00 (-4.17%) Homeowner's exemption	$160,124 (+3.54%) Land $48,358 Building $111,766	$400,309 (+3.54%) Land $120,894 Building $279,415
2025	$2,923.00 Homeowner's exemption	$154,646 Land $45,194 Building $109,452	$386,614 Land $112,984 Building $273,630
2023	Homeowner's exemption	$113,340 (+23.2%) Land $33,508 Building $79,832	$283,350 (+23.2%) Land $83,770 Building $199,580
2022	Homeowner's exemption	$92,000 Land $30,360 Building $61,640	$230,000 Land $75,900 Building $154,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1673 Old River Rd in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective January 5, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	3 in force
Nearby Flood Claims	3 (2020)
Most Recent Claim	Oct 2020 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1673 Old River Rd is moderate, ranking above 51% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · above 67% of Georgia
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TrailWave Fiber	1,000 / 1,000

May also be available: Windstream.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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