16712 Spinnaker Ln, Cornelius, NC 28031 Property Records

Mecklenburg County property record for 16712 Spinnaker Ln, Cornelius, NC 28031

Property Summary

Property Type	Townhouse
Details	3 bd · 3 ba · 1,892 sqft · built 1982
Lot Size	0.033 acres (1,480 sqft)
Owner	2 Individual Names on File
Last Sale	$330,000 (May 2021)
Tax Bill	$3,188 (2023)
Deeds & Mortgages	May 2021 Sale & Mortgage Nov 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`001-421-14`

Property Details

APN / Parcel Number

Primary APN	`001-421-14`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,892 sqft Heated Area
Gross Area	1,956 sqft
1st Floor Area	1,017 sqft
Upper Floors Area	787 sqft
Flooring	Concrete/Cement
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1982
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Material	Asphalt
Lot Area	1,480 sqft (0.033 acres)
Porch	Porch
Porch Area	30 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Old Parcel Number	001-421-14
Street Address	16712 SPINNAKER LN
City	CORNELIUS
State	NC
Zip	28031-8652
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	NR
Legal Description	L26 BA M20-64
Legal Subdivision	MARINER VILLAS
Legal Block	A
Legal Lot Number	26
Jurisdiction	MECKLENBURG NC
Township / Civil Division	10, LEMLEY
Census Block Group	1
Census Block	1003
Census Tract	6220

Owner

16712 Spinnaker Ln, a townhouse, is owned and occupied by two individuals who bought it in May 2021.

Source: Mecklenburg County records, as of May 24, 2023

Owner of Record	2 Individual Names on File
Co-owner	Co-owner on File
Mailing Address	16712 SPINNAKER LN, CORNELIUS, NC 28031-8652
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 5, 2021	Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE
Nov 17, 2020	Warranty Deed, Transfer WARREN GREENLEE
Feb 16, 2017	Warranty Deed, Transfer · Conventional Mortgage PRIMARY RESIDENTIAL MORTGAGE INC

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Sale	May 5, 2021 · Amount on File
Deed Sale	May 5, 2021 · Amount on File
Prior Sale	Nov 17, 2020 · Amount on File
Deed Document Number	0036026391
Deed Book / Page	36026 / 391
Record Updated	Jun 7, 2026

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	May 5, 2021
Property Address	16712 SPINNAKER LN, CORNELIUS, NC 28031-8652
Document Number	0000089170
Book / Page	36026 / 391
Map Reference	MB 20 PG 64
Instrument Date	May 5, 2021
Instrument	2021089170
Transaction Type	Transfer
Record Updated	May 25, 2023
Title Company	MERIDIAN TITLE COMPANY INC, MERIDIAN TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$660.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	137 BRAWLEY WOODS LN, MOORESVILLE, NC 28115-8353

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	16712 SPINNAKER LN, CORNELIUS, NC 28031-8652

Mortgage

Document Number	0000089171
Date	May 5, 2021
Instrument	2021089171

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Nov 17, 2020
Property Address	16712 SPINNAKER LN, CORNELIUS, NC 28031-8652
Document Number	0000194024
Book / Page	035326 / 000487
Instrument Date	Nov 17, 2020
Instrument	194024
Transaction Type	Transfer
Record Updated	Jan 5, 2021
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$270.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	16712 SPINNAKER LN CORNELIUS NC 280318652, CORNELIUS, NC 28031-8652

Mortgage

Document Number	194025
Date	Nov 17, 2020
Book Page	035326/000489
Instrument	194025

Lender

Name	WARREN GREENLEE
Address	185 BAY SHORE LOOP, MOORESVILLE, NC 28117-9416

Agreement

Amount	Amount on Record
Term	24 Months
Due	Nov 16, 2022

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Feb 16, 2017
Property Address	16712 SPINNAKER LN, CORNELIUS, NC 28031-8652
Document Number	0000020597
Book / Page	31573 / 412
Instrument Date	Feb 15, 2017
Instrument	2017020597
Transaction Type	Transfer
Record Updated	Aug 23, 2022
Title Company	MERIDIAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$364.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	00000

Mortgage

Document Number	0000020598
Date	Feb 16, 2017
Instrument	2017020598

Lender

Name	PRIMARY RESIDENTIAL MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2047

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Municipality	Cornelius Town
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Flood

FEMA maps place 16712 Spinnaker Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2020.

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 16 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	16 in force
Nearby Flood Claims	1 (2020)
Most Recent Claim	May 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 16712 Spinnaker Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.9% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 169 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber · Cable	1,000 / 1,000
TDS Telecom Cable · Fiber in parts of the area	1,000 / 20
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Google Fiber.

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