16702 Spinnaker Ln, Cornelius, NC 28031 Property Records

Mecklenburg County property record for 16702 Spinnaker Ln, Cornelius, NC 28031

Property Summary

Property Type	Townhouse
Details	2 bd · 3 ba · 1,602 sqft · built 1982
Lot Size	0.041 acres (1,810 sqft)
Owner	Individual Name on File
Last Sale	$95,000 (Dec 1992)
Tax Bill	$2,955 (2023)
Deeds & Mortgages	Oct 2023 Transfer May 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`001-421-18`

Property Details

APN / Parcel Number

Primary APN	`001-421-18`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,602 sqft Heated Area
Gross Area	2,024 sqft
1st Floor Area	827 sqft
Upper Floors Area	775 sqft
Flooring	Concrete/Cement
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1982
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Material	Asphalt
Lot Area	1,810 sqft (0.041 acres)
Garage Area	240 sqft
Porch	Porch
Porch Area	30 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Old Parcel Number	001-421-18
Street Address	16702 SPINNAKER LN
City	CORNELIUS
State	NC
Zip	28031-8652
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	NR
Legal Description	L22 BA M20-64
Legal Subdivision	MARINER VILLAS
Legal Block	A
Legal Lot Number	22
Jurisdiction	MECKLENBURG NC
Township / Civil Division	10, LEMLEY
Census Block Group	1
Census Block	1003
Census Tract	6220

Owner

16702 Spinnaker Ln, a townhouse, is owned and occupied by an individual who acquired it in October 2023.

Source: Mecklenburg County records, as of October 26, 2023

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Co-owner	2 Co-owners on File
Mailing Address	16702 SPINNAKER LN, CORNELIUS, NC 28031-8652
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 17, 2023	Intrafamily Transfer, Transfer
May 9, 2017	Deed of Trust, Mortgage · Line of Credit TRULIANT FCU

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Sale	Dec 2, 1992 · Amount on File
Deed Sale	Dec 2, 1992 · Amount on File
Prior Sale	Sep 24, 2020 · Amount on File
Deed Document Number	0000007126
Deed Book / Page	001
Last Transfer Date	Oct 17, 2023
Transfer Doc	0000099058
Record Updated	Jun 7, 2026

October 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MECKLENBURG NC
Recording Date	Oct 17, 2023
Property Address	16702 SPINNAKER LN, CORNELIUS, NC 28031-8652
Document Number	0000099058
Book / Page	38433 / 157
Map Reference	MB 20 PG 64
Instrument Date	Oct 12, 2023
Instrument	2023099058
Transaction Type	Transfer
Record Updated	Oct 27, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16702 SPINNAKER LN, CORNELIUS, NC 28031-8652

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	16702 SPINNAKER LN, CORNELIUS, NC 28031-8652
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000060562
Date	May 9, 2017
Book Page	31785/333
Instrument	2017060562

Lender

Name	TRULIANT FCU
Type	Credit Union
Address	WINSTON SALEM, NC 27103

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Apr 28, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Municipality	Cornelius Town
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$2,955.00	$348,100 Land $70,000 Building $278,100	$348,100 Land $70,000 Building $278,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 16702 Spinnaker Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2020.

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 16 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	16 in force
Nearby Flood Claims	1 (2020)
Most Recent Claim	May 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 16702 Spinnaker Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.9% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 169 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber · Cable	1,000 / 1,000
TDS Telecom Cable · Fiber in parts of the area	1,000 / 20
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Google Fiber.

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