16706 Spring Cir, Omaha, NE 68130 Property Records

Douglas County property record for 16706 Spring Cir, Omaha, NE 68130

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,427 sqft · built 1989
Lot Size	0.305 acres (13,298 sqft)
Owner	Individual Name on File
Last Sale	$505,000 (Jun 2023)
Tax Bill	$7,290 (2024)
Deeds & Mortgages	Jun 2023 Sale & Mortgage Nov 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`R0526078270`

Property Details

APN / Parcel Number

Primary APN	`R0526078270`
Alternative APNs	`2607 8270 05` `0526078270`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,427 sqft Living Area
Basement Area	1,206 sqft
Finished Basement	850 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace
Fire Sprinklers	Fire Sprinklers

Exterior

Year Built	Built 1989
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	13,298 sqft (0.305 acres)
Lot Dimensions	109 ft deep x 122 ft wide
Garage Type	Built-in
Garage Area	564 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Deck Area	236 sqft
Patio Area	236 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R0526078270
Street Address	16706 SPRING CIR
City	OMAHA
State	NE
Zip	68130-2026
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ARMBRUST ACRES 4TH LOT 519 BLOCK 0 IRREG
Legal Subdivision	ARMBRUST ACRES 4TH
Legal Lot Number	519
Jurisdiction	DOUGLAS NE
Township / Civil Division	OMAHA
Census Block Group	1
Census Block	1000
Census Tract	7451

Owner

16706 Spring Cir is owned and occupied by an individual who bought it in June 2023.

Source: Douglas County records, as of March 16, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	16706 SPRING CIR, OMAHA, NE 68130-2026
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 2, 2023	Warranty Deed, Transfer · Conventional Mortgage FIRST NATIONAL BANK OF OMAHA
Nov 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Jun 7, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Apr 27, 2018	Deed of Trust, Mortgage CENTRIS FCU
Mar 6, 2019	Deed of Trust, Mortgage CENTRIS FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 2, 2023 · Amount on File
Deed Sale	Jun 2, 2023 · Amount on File
Deed Document Number	2023038517
Record Updated	Jun 8, 2026

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DOUGLAS NE
Recording Date	Jun 2, 2023
Property Address	16706 SPRING CIR, OMAHA, NE 68130-2026
Document Number	0000038517
Instrument Date	May 24, 2023
Instrument	2023038517
Transaction Type	Transfer
Record Updated	Jun 13, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,136.25
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	16706 SPRING CIR, OMAHA, NE 68130-2026

Mortgage

Document Number	0000038518
Date	Jun 2, 2023
Instrument	2023038518

Lender

Name	FIRST NATIONAL BANK OF OMAHA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.12%
Adjustable	Adjustable Rate Rider
Type Change Date	Jul 1, 2038
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	11.1%
Index	Other
Margin	3
Max Rate	11.1%

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DOUGLAS NE
Property Address	16706 SPRING CIR, OMAHA, NE 68130-2026
Transaction Type	Mortgage
Record Updated	Jan 6, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000152541
Date	Nov 19, 2021
Instrument	2021152541

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Dec 1, 2036

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DOUGLAS NE
Property Address	16706 SPRING CIR, OMAHA, NE 68130-2026
Transaction Type	Mortgage
Record Updated	Jul 28, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021073847
Date	Jun 7, 2021
Instrument	2021073847

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	132 Months
Due	Jun 1, 2032

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DOUGLAS NE
Property Address	16706 SPRING CIR, OMAHA, NE 68130-2026
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000031507
Date	Apr 27, 2018
Instrument	2018031507

Lender

Name	CENTRIS FCU
Type	Credit Union
Address	OMAHA, NE 68134

Agreement

Amount	Amount on Record
Term	72 Months
Due	Apr 21, 2024

Interest

Rate	5%

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DOUGLAS NE
Property Address	16706 SPRING CIR, OMAHA, NE 68130-2026
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000015096
Date	Mar 6, 2019
Instrument	2019015096

Lender

Name	CENTRIS FCU
Type	Credit Union
Address	OMAHA, NE 68137

Agreement

Amount	Amount on Record
Term	117 Months
Due	Dec 21, 2028

Tax Assessment & Valuation

Source: Douglas County assessment roll, as of December 31, 2025

Property Jurisdictions

Type	Name
State	Nebraska
County	Douglas County
Municipality	Omaha City
Unified School District	Millard Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$423,000 Land $46,100 Building $376,900	$423,000 Land $46,100 Building $376,900
2024	$7,290.00 (+19.67%)
2023	$6,092.00 (-5.8%)	$306,000 Land $46,100 Building $259,900	$306,000 Land $46,100 Building $259,900
2022	$6,467.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 16706 Spring Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 25, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 16706 Spring Cir is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.5% of Nebraska
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	METROPOLITAN UTILITIES DISTRICT serves 660,000 people · EPA ID NE3105507
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	12 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 170 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: CenturyLink, Great Plains Communications, Nextlink.

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