16700 Keene Rd, Umatilla, FL 32784 Property Records

Lake County property record for 16700 Keene Rd, Umatilla, FL 32784

Property Summary

Property Type	Residential Vacant Land
Lot Size	7.07 acres (308,405 sqft)
Owner	Trust Name on File
Last Sale	$345,000 (Oct 2023)
Tax Bill	$3,935 (2024)
Deeds & Mortgages	Oct 2023 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`02-18-26-0004-000-02800`

Property Details

APN / Parcel Number

Primary APN	`02-18-26-0004-000-02800`
Alternative APN	`1185262`

Exterior

Lot Area	308,405 sqft (7.07 acres)

Location & Zoning

Account Number	1185262
Street Address	16700 KEENE RD
City	UMATILLA
State	FL
Zip	32784-9005
Property Category	Residential
Property Type	Vacant Land > Residential
Legal Description	THE NORTH 130 FEET OF THE SOUTH 475 FEET OF THE EAST 1/2 OF THE SOUTHEAST 1/4 OF THE SOUTHEAST 1/4 AND THE WEST 1/2 OF THE
Legal Range	26E
Legal Township	18S
Legal Section	02
Legal Subdivision	SOUTH
Legal Phase	2
Legal Tract	4
Jurisdiction	LAKE FL
Township / Civil Division	UMATILLA
Census Block Group	2
Census Block	2006
Census Tract	30110

Owner

16700 Keene Rd, residential vacant land, is held in a trust since October 2023.

Source: Lake County records, as of December 15, 2025

Owner of Record	Trust Name on File
Co-owner	2 Co-owners on File
Mailing Address	16540 CLEVELAND LN, UMATILLA, FL 32784-8818
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	4 Names on Deed
Last Sale	Oct 4, 2023 · Amount on File
Deed Sale	Oct 4, 2023 · Amount on File
Prior Sale	Jan 7, 2004
Deed Document Number	2023122047
Deed Book / Page	6221 / 572
Record Updated	Jun 8, 2026

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Oct 4, 2023
Property Address	16700 KEENE RD, UMATILLA, FL 32784-9005
Document Number	0062210572
Book / Page	6221 / 572
Instrument Date	Sep 29, 2023
Instrument	2023122047
Transaction Type	Transfer
Record Updated	Oct 18, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,415.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	16714 KEENE RD, UMATILLA, FL 32784-9005

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	16540 CLEVELAND LN, UMATILLA, FL 32784-8818

Mortgage

Document Number	0006221577
Date	Oct 4, 2023
Instrument	6221/577

Lender

Name	MONICA POORBAUGH
Type	Private Party

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	36 Months
Due	Oct 1, 2026

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$290,611 Land $290,611	$290,611 Land $290,611
2024	$3,935.00 (+150.8%)
2023	$1,569.00 (+2.95%)	$120,308 (+1.4%)	$120,308 (+1.4%) Land $120,308
2022	$1,524.00	$118,652	$118,652 Land $118,652

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 16700 Keene Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	70.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 12 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 16700 Keene Rd is moderate, ranking above 57% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · lower than 71% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: AT&T.

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