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16738 Keene Rd, Umatilla, FL 32784 Property Records

Lake County property record for 16738 Keene Rd, Umatilla, FL 32784 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,348 sqft · built 1996
Lot Size4.22 acres (184,011 sqft)
Owner2 Individual Names on File
Last Sale$365,000 (Dec 2025)
Tax Bill$4,036 (2024)
Deeds & MortgagesDec 2025 Sale & Mortgage
Dec 2021 Transfer
Flood ZoneZone X (minimal risk)
APN02-18-26-0004-000-04600

Property Details

APN / Parcel Number

Primary APN02-18-26-0004-000-04600
Alternative APNs
  • 261802000400004600
  • 3690630

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,348 sqft Living Area
Gross Area1,708 sqft
1st Floor Area1,348 sqft

Exterior

Year BuiltBuilt 1996
Effective Year BuiltEffective 2021
Exterior MaterialWood
Construction TypeFrame
Roof MaterialAsphalt
Lot Area184,011 sqft (4.22 acres)
Garage TypeAttached
Garage Area360 sqft
Parking Spaces1 Parking Space

Exterior Amenities

PorchFinished/Open Porch
Porch Area161 sqft
Deck AreaDeck Area
Patio Area216 sqft
Utility Building1,248 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Account Number3690630
Street Address16738 KEENE RD
CityUMATILLA
StateFL
Zip32784-9005
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionN 1/2 OF SW 1/4 OF NE 1/4 OF SE 1/4--LESS KEENE RD R/W-- ORB 2408 PG 1337 ORB 2435 PG 1600 ORB 5858 PG 1645
Legal Range26E
Legal Township18S
Legal Section2
Legal Quarter4
Legal Tract0004
Legal Block2
Legal Lot Number46
JurisdictionLAKE FL
Township / Civil DivisionUMATILLA
Census Block Group2
Census Block2006
Census Tract30110

Owner

Source: Lake County records · APN 02-18-26-0004-000-04600

Assessment roll updated November 26, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address39623 COUNTY ROAD 439, UMATILLA, FL 32784-7529
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Dec 09, 2025Warranty Deed, Transfer · VA Mortgage
MORTGAGE FINANCIAL GROUP INC
Dec 15, 2021Intrafamily Transfer, Transfer
ACCOMODATION, ACCOMMODATION

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 09, 2025 · Amount on Record
Deed SaleDec 09, 2025 · Amount on Record
Prior SaleOct 23, 2003
Deed Document Number2025150619
Deed Book / Page6645 / 1745
Prior Transfer DateDec 10, 2021
Prior Transfer Doc0058581645
Record UpdatedJun 08, 2026

December 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAKE FL
Recording DateDec 09, 2025
Property Address16738 KEENE RD, UMATILLA, FL 32784-9005
Document Number0066451745
Book / Page6645 / 1745
Instrument DateDec 03, 2025
Instrument2025150619
Transaction TypeTransfer
Record UpdatedDec 25, 2025
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$2,555.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address16714 KEENE RD, UMATILLA, FL 32784-9005

Transferred To (Grantee/Buyer)

NameVerified Name
Address39623 COUNTY ROAD 439, UMATILLA, FL 32784-7529

Mortgage

Document Number0066451747
DateDec 09, 2025
Instrument6645/1747
Lender
NameMORTGAGE FINANCIAL GROUP INC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2056

December 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionLAKE FL
Recording DateDec 15, 2021
Property Address16738 KEENE RD, UMATILLA, FL 32784-9005
Document Number0058581645
Book / Page5858 / 1645
Instrument DateDec 10, 2021
Instrument2021173667
Transaction TypeTransfer
Record UpdatedMay 18, 2023
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address16714 KEENE RD, UMATILLA, FL 32784-9005

Tax Assessment & Valuation

Source: Lake County records · Assessment roll updated November 26, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountyLake County
Unified School DistrictLake County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$287,461 (-) Land $189,041 Building $98,420$287,461 (-) Land $189,041 Building $98,420
2025$287,461 (-3.88%) Land $189,041 Building $98,420$287,461 (-3.88%) Land $189,041 Building $98,420
2024$4,036.00 (+7.25%)
2023$3,763.00 (+23.34%)$299,061 (+36.51%)$299,061 (+36.51%) Land $203,582 Building $95,479
2022$3,051.00$219,083$219,083 Land $123,604 Building $95,479

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lake County (12069C), updated September 20, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskModerate
above 60% of the US · above 33% of Florida
Wildfire LikelihoodAbout 1 in 546 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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