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1670 Spruce Rd, Cimarron, CO 81220 Property Records

Gunnison County property record for 1670 Spruce Rd, Cimarron, CO 81220

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,710 sqft · built 2015
Lot Size0.75 acres (32,670 sqft)
OwnerCompany Name on File
Last Sale$316,450 (Sep 2018)
Tax Bill$2,007 (2025)
Deeds & MortgagesFeb 2023 Transfer
Oct 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APNR011225

Property Details

APN / Parcel Number

Primary APNR011225
Alternative APN
  • 404907004063

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories2 Stories
Building Area1,710 sqft Living Area

Exterior

Year BuiltBuilt 2015
Effective Year BuiltEffective 2015
Architectural StyleConventional
Roof MaterialMetal
Lot Area32,670 sqft (0.75 acres)
Garage TypeDetached
Garage Area720 sqft
Parking Spaces3 Parking Spaces

Location & Zoning

Account NumberR011225
Street Address1670 SPRUCE RD
CityCIMARRON
StateCO
Zip81220
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 1, BLOCK 17, ARROWHEAD, FILING NO. 1, #689700
Legal SubdivisionARROWHEAD FILING 1
Legal Block17
Legal Lot Number1
JurisdictionGUNNISON CO
Township / Civil DivisionSAPINERO
Census Block Group2
Census Block2165
Census Tract963900

Owner

Source: Gunnison County records · APN R011225

Assessment roll updated February 24, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address1998 BROADWAY, GRAND JUNCTION, CO 81507-9548
Owner TypeCompany
VestingTrust, Family Living Trust

Deeds, Mortgages & Sale History

DateDocument
Feb 13, 2023Intrafamily Transfer, Transfer
Oct 01, 2020Intrafamily Transfer, Transfer · Conventional Mortgage
ACADEMY MORTGAGE CORP
Sep 06, 2018Warranty Deed, Transfer · ARM
NBH BANK NA

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleSep 06, 2018 · Amount on Record
Deed SaleSep 06, 2018 · Amount on Record
Prior SaleMar 17, 2014 · Amount on Record
Deed Document Number2018655760
Last Transfer DateFeb 01, 2023
Transfer Doc0000689700
Record UpdatedSep 20, 2026

February 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionGUNNISON CO
Recording DateFeb 13, 2023
Property Address1670 SPRUCE RD, CIMARRON, CO 81220
Document Number0000689700
Map ReferenceDOC 298784
Instrument DateFeb 01, 2023
Instrument689700
Transaction TypeTransfer
Record UpdatedMar 08, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address1998 BROADWAY, GRAND JUNCTION, CO 81507-9548

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Living Trust
Address1998 BROADWAY, GRAND JUNCTION, CO 81507-9548

October 2020: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionGUNNISON CO
Recording DateOct 01, 2020
Property Address1670 SPRUCE RD, CIMARRON, CO 81220
Document Number0000669909
Instrument DateSep 25, 2020
Instrument669909
Transaction TypeTransfer
Record UpdatedMay 30, 2023
Title CompanyLAND TITLE GUARANTEE CO

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address3512 WOODGATE DR, GRAND JUNCTION, CO 81506-6502

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address3512 WOODGATE DR, GRAND JUNCTION, CO 81506-6502
InvestorPossibly a Property Investor

Mortgage

Document Number0000669910
DateOct 01, 2020
Instrument669910
Lender
NameACADEMY MORTGAGE CORP
TypeMortgage Company
AddressDRAPER, UT 84020
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueOct 01, 2040

September 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionGUNNISON CO
Recording DateSep 06, 2018
Property Address1670 SPRUCE RD, CIMARRON, CO 81220
Document Number0000655760
Map ReferenceDOC298784
Instrument DateSep 04, 2018
Instrument0655760
Transaction TypeTransfer
Record UpdatedJun 23, 2022
Title CompanyFIDELITY NATIONAL TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address1670 SPRUCE RD, CIMARRON, CO 81220
InvestorPossibly a Property Investor

Mortgage

Document Number0000655761
DateSep 06, 2018
Instrument0655761
Lender
NameNBH BANK NA
TypeBank
Agreement
TypeARM
AmountAmount Recorded
Term361 Months
DueOct 01, 2048
Interest
Rate TypeAdjustable Rate
Rate4.75%
Type Change DateOct 01, 2028
Change FrequencyAnnually
Min Rate At Change4.75%
Max Rate At Change9.75%
Index1-Year LIBOR
Max Rate9.75%

Tax Assessment & Valuation

Source: Gunnison County records · Assessment roll updated February 24, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateColorado
CountyGunnison County
Unified School DistrictGunnison Watershed School District RE-1J (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$2,007.00 (+7.21%)$37,210 (-7.11%) Land $5,940 Building $31,270$595,330 (-0.43%) Land $95,000 Building $500,330
2024$1,872.00 (+1.74%)$40,060 (+10.12%) Land $5,360 Building $34,700
2023$1,840.00 (+49.59%)$36,380 (+74.65%) Land $4,870 Building $31,510$597,890 (+99.46%) Land $80,000 Building $517,890
2022$1,230.00$20,830 Land $3,480 Building $17,350$299,760 Land $50,090 Building $249,670

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 11, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies2 in force

Wildfire

Wildfire RiskModerate
above 58% of the US · above 44% of Colorado
Wildfire Likelihood0.09% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Starlink
Satellite		280 / 30
Nucla-Naturita Telephone Company
DSL		50 / 20

Based on FCC filings for 34 locations within half a mile of this property.

Cell Coverage

No cell data coverage reported

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemEVERGREEN LAKE COMPANY
private · serves 431 people
Water SourceSurface water
Last State InspectionAug 2023
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Dec 2022
Haloacetic acids
resolved · Apr 2018
Treatment and ProcedureNo certified operator
May 2018
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.

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