Frederick County property record for 1670 Monument Rd, Middletown, MD 21769
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,704 sqft · built 2009 |
| Lot Size | 2 acres (87,120 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $761,500 (Oct 2025) |
| Tax Bill | $5,723 (2025) |
| Deeds & Mortgages | Oct 2025 Sale & Mortgage Apr 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 16-351598 |
| Primary APN | 16-351598 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,704 sqft Living Area |
| Gross Area | 3,124 sqft |
| 1st Floor Area | 1,640 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2009 |
|---|---|
| Effective Year Built | Effective 2009 |
| Architectural Style | Conventional |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 87,120 sqft |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 326 sqft |
| Deck Area | 240 sqft |
| Shed | 1 Shed |
| Shed Area | 480 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Sewer | Municipal |
| Account Number | 351598 |
|---|---|
| Street Address | 1670 MONUMENT RD |
| City | MIDDLETOWN |
| State | MD |
| Zip | 21769-9601 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RC |
| Legal Description | 2 AC W/S MON. RD. N/MICHAEL R NR WASH. MON. |
| Legal Subdivision | RODENPILLERS RAMBLES/QUAKERS |
| Jurisdiction | FREDERICK MD |
| Township / Civil Division | 16, JACKSON |
| Census Block Group | 2 |
| Census Block | 2029 |
| Census Tract | 752802 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Individually Listed | Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
1670 Monument Rd is owned and occupied by two individuals who bought it in October 2025.
Source: Frederick County records, as of August 7, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1670 MONUMENT RD, MIDDLETOWN, MD 21769-9601 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 1, 2025 | Deed, Transfer · Conventional Mortgage PROVIDENT FUNDING ASSOCIATES LP |
| Apr 9, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage WELLS FARGO BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 1, 2025 · Amount on File |
| Deed Sale | Oct 1, 2025 · Amount on File |
| Prior Sale | Apr 12, 2010 · Amount on File |
| Deed Book / Page | 17539 / 269 |
| Prior Transfer Date | Mar 18, 2021 |
| Prior Transfer Doc | 0147560025 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Oct 1, 2025 |
| Property Address | 1670 MONUMENT RD, MIDDLETOWN, MD 21769-9601 |
| Document Number | 0175390269 |
| Book / Page | 17539 / 269 |
| Instrument Date | Sep 25, 2025 |
| Transaction Type | Transfer |
| Record Updated | Oct 21, 2025 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,903.75 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 1670 MONUMENT RD, MIDDLETOWN, MD 21769-9601 |
| Document Number | 0017539276 |
|---|---|
| Date | Oct 1, 2025 |
| Instrument | 17539/276 |
| Name | PROVIDENT FUNDING ASSOCIATES LP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2055 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Apr 9, 2021 |
| Property Address | 1670 MONUMENT RD, MIDDLETOWN, MD 21769-9601 |
| Document Number | 0147560025 |
| Book / Page | 14756 / 25 |
| Instrument Date | Mar 18, 2021 |
| Transaction Type | Transfer |
| Record Updated | Jun 4, 2021 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1670 MONUMENT RD, MIDDLETOWN, MD 21769-9601 |
| Document Number | 1475631 |
|---|---|
| Date | Apr 9, 2021 |
| Instrument | 14756/31 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Apr 1, 2036 |
The 2025 property tax bill for 1670 Monument Rd was $5,723, up 6.3% from the year before.
Source: Frederick County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Unified School District | Frederick County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $552,300 (+9.06%) Land $115,500 Building $436,800 | $552,300 (-) Land $115,500 Building $436,800 | |
| 2025 | $5,723.00 (+6.34%) Homeowner's exemption | $506,400 | $552,300 Land $115,500 Building $436,800 |
| 2024 | $5,382.00 (+8.79%) | ||
| 2023 | $4,947.00 Homeowner's exemption | $414,600 Land $75,000 Building $339,600 | $414,600 Land $75,000 Building $339,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1670 Monument Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1984.
Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (1984) |
| Most Recent Claim | Feb 1984 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1670 Monument Rd is moderate, ranking above 45% of the US, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · above 85% of Maryland |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 25 / 3 |
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