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1664 Monument Rd, Middletown, MD 21769 Property Records

Frederick County property record for 1664 Monument Rd, Middletown, MD 21769

Property Summary

Property TypeSingle Family Home
Details4.5 ba · 3,935 sqft · built 2006
Lot Size5.47 acres (238,273 sqft)
Owner2 Individual Names on File
Last Sale$228,000 (Oct 2005)
Tax Bill$8,199 (2024)
Deeds & MortgagesJul 2021 Mortgage
May 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN16-357758

Property Details

APN / Parcel Number

Primary APN16-357758
Alternative APN
  • 357758

Interior

Full Baths4.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area3,935 sqft Living Area
Gross Area5,037 sqft
1st Floor Area2,343 sqft
Basement Area430 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Architectural StyleConventional
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area238,273 sqft (5.47 acres)
Garage TypeAttached
Garage Area672 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchOpen Porch
Porch Area758 sqft
Deck Area400 sqft
Patio Area690 sqft

Utilities, Heating & Cooling

Heating SystemHVAC
SewerMunicipal

Location & Zoning

Account Number357758
Street Address1664 MONUMENT RD
CityMIDDLETOWN
StateMD
Zip21769-9601
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRC
Legal DescriptionLOT 2-C SEC 1 5.474 AC W/S MONUMENT RD PALMER DEV.
Legal SubdivisionPALMER DIV
Legal Lot Number2C
JurisdictionFREDERICK MD
Township / Civil Division16, JACKSON
Census Block Group2
Census Block2029
Census Tract752802

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually ListedOld National Pike Milestones
listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

1664 Monument Rd is owned and occupied by two individuals who acquired it in September 2011.

Source: Frederick County records, as of August 4, 2025

Owner of Record2 Individual Names on File
Mailing Address1664 MONUMENT RD, MIDDLETOWN, MD 21769-9601
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 8, 2021Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LOANS LLC
May 6, 2019Deed of Trust, Mortgage · Conventional with PMI
QUICKEN LNS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 18, 2005 · Amount on File
Deed SaleOct 18, 2005 · Amount on File
Prior SaleJan 20, 2005 · Amount on File
Deed Document Number200558149
Deed Book / Page5642 / 454
Last Transfer DateSep 9, 2011
Transfer Doc0085320122
Record UpdatedJun 8, 2026

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK MD
Property Address1664 MONUMENT RD, MIDDLETOWN, MD 21769-9601
Transaction TypeMortgage
Record UpdatedOct 27, 2022
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0150740347
DateJul 8, 2021
Book Page15074/347
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term345 Months
DueApr 1, 2050

May 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK MD
Property Address1664 MONUMENT RD, MIDDLETOWN, MD 21769-9601
Document Number0129840056
Instrument DateMay 6, 2019
Transaction TypeMortgage
Record UpdatedJun 4, 2019
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1664 MONUMENT RD MIDDLETOWN MD 217699601, MIDDLETOWN, MD 21769-9601

Mortgage

Document Number0129840056
DateMay 22, 2019
Book Page012984/000056
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional with PMI
AmountAmount on Record
Term360 Months
DueMay 21, 2049

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 4, 2025

Property Jurisdictions

TypeName
StateMaryland
CountyFrederick County
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$736,333$786,300 Land $121,200 Building $665,100
2024$8,199.00 (+8.65%)
2023$7,546.00 Homeowner's exemption$636,400 Land $104,600 Building $531,800$636,400 Land $104,600 Building $531,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1664 Monument Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1984.

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims1 (1984)
Most Recent ClaimFeb 1984 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1664 Monument Rd is moderate, ranking above 48% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 48% of the US · above 87% of Maryland
Wildfire Likelihood0.07% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite		280 / 30
T-Mobile
Fixed Wireless		25 / 3

May also be available: EarthLink Business, MN FWA Buyer.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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