1670 Annie Penton Rd, Jay, FL 32565 Property Records

Santa Rosa County property record for 1670 Annie Penton Rd, Jay, FL 32565

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,333 sqft · built 2014
Lot Size	3.16 acres (137,650 sqft)
Owner	Individual Name on Record
Tax Bill	$815 (2024)
Deeds & Mortgages	Apr 2026 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`36-4N-30-0000-00120-0000`

Property Details

APN / Parcel Number

Primary APN	`36-4N-30-0000-00120-0000`
Alternative APN	`N304360000001200000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,333 sqft Living Area
Gross Area	1,849 sqft
1st Floor Area	1,333 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Exterior Material	Wood
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Wood Shingle
Lot Area	137,650 sqft (3.16 acres)
Lot Dimensions	550 ft deep x 250 ft wide
Porch	Finished/Open Porch
Porch Area	516 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1670 ANNIE PENTON RD
City	JAY
State	FL
Zip	32565-9428
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG-RR
Legal Description	DESCRIPTION UPDATE FOR 2022 COM AT NW CORN OF THE NE4 36-4N-30W THN S880708E 36.21 FT TO E R/W LN OF ANNIE PENTON RD THN S30 5547E ALNG SAID R/W 678.41 FT TO POB THN CONT 250 FT THN N590413E 550 FT THN N3055 47W 250 FT THN S59*0413W 550 FT TO P
Legal Range	30W
Legal Township	4N
Legal Section	36
Legal Lot Number	17
Jurisdiction	SANTA ROSA FL
Township / Civil Division	ALLENTOWN
Census Block Group	4
Census Block	4010
Census Tract	10200

Owner

Source: Santa Rosa County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1670 ANNIE PENTON RD, JAY, FL 32565-9428
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jun 26, 2014
Transfer Doc	0033530264
Record Updated	Jun 8, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Recording Date	Apr 7, 2026
Property Address	1670 ANNIE PENTON RD, JAY, FL 32565-9428
Document Number	0000017226
Book / Page	4729 / 608
Instrument Date	Apr 2, 2026
Instrument	202617226
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1670 ANNIE PENTON RD, JAY, FL 32565-9428

Mortgage

Document Number	0000017226,
Date	Apr 7, 2026
Book Page	4729/608
Instrument	202617226

Lender

Name	VYSTAR CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	May 1, 2046

Interest

Rate Type	Fixed Rate
Rate	6%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$103,057 (+2.9%)	$197,892 (-1.54%) Land $44,240 Building $153,652
2024	$815.00 (+2.9%) Homeowner's exemption	$100,153 (+3%)	$200,988 (+0.96%) Land $50,560 Building $150,428
2023	$792.00 (+3.26%) Homeowner's exemption	$97,236 (+3%)	$199,070 (+4.55%) Land $50,560 Building $148,510
2022	$767.00 Homeowner's exemption	$94,404	$190,414 Land $50,560 Building $139,854

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2020 · Hurricane Sally

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 66% of the US · above 43% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOORE CREEK MOUNT CARMEL UTILITIES serves 4,875 people · EPA ID FL1570479
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conexon Connect Fiber	2,000 / 2,000

Cell Coverage

5G (outdoors only) and 4G LTE

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