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1645 Annie Penton Rd, Jay, FL 32565 Property Records

Santa Rosa County property record for 1645 Annie Penton Rd, Jay, FL 32565

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,350 sqft · built 2011
Lot Size3.33 acres (145,490 sqft)
OwnerIndividual Name on File
Last Sale$225,000 (Oct 2024)
Tax Bill$1,063 (2024)
Deeds & MortgagesNov 2024 Transfer
Jun 2020 Loan Modification
Flood ZoneZone X (minimal risk)
APN36-4N-30-0000-00107-0000

Property Details

APN / Parcel Number

Primary APN36-4N-30-0000-00107-0000

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,350 sqft Heated Area
Gross Area2,267 sqft
1st Floor Area1,350 sqft
FlooringWood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2011
Exterior MaterialBrick
Construction TypeWood Frame
Foundation TypeMasonry
Roof MaterialShingle
Lot Area145,490 sqft (3.33 acres)
PorchOpen Porch
Porch Area717 sqft
Deck Area200 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Account Number364N300000001070000
Street Address1645 ANNIE PENTON RD
CityJAY
StateFL
Zip32565-9429
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAG-RR
Legal DescriptionLOT 12 OF UNREC SUB: COM AT NW CORN OF NE4 TH S0*50'17W ON W LN 37.17 FT TO W R/W OF ANNIE PENTON RD THN S30*55'47E ON R/W
Legal Range30W
Legal Township04N
Legal Section36
Legal Lot Number12
JurisdictionSANTA ROSA FL
Township / Civil DivisionALLENTOWN
Census Block Group4
Census Block4017
Census Tract10200

Owner

1645 Annie Penton Rd is owned and occupied by an individual who bought it in October 2024.

Source: Santa Rosa County records, as of October 27, 2025

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address1645 ANNIE PENTON RD, JAY, FL 32565-9429
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Nov 6, 2024Intrafamily Transfer, Transfer
ACCOMODATION, ACCOMMODATION
Jun 21, 2020Loan Modification, Mortgage · FHA Mortgage
QUERCUS MTG INVS TRUST (CT)

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 21, 2024 · Amount on File
Deed SaleOct 21, 2024 · Amount on File
Prior SaleOct 19, 2011 · Amount on File
Deed Document Number0004554135
Deed Book / Page4554 / 135
Record UpdatedJun 8, 2026

November 2024: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSANTA ROSA FL
Recording DateNov 6, 2024
Property Address1645 ANNIE PENTON RD, JAY, FL 32565-9429
Document Number0045591818
Book / Page4559 / 1818
Instrument DateOct 31, 2024
Instrument202450427
Transaction TypeTransfer
Record UpdatedMar 27, 2026
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address1615 ANNIE PENTON RD, JAY, FL 32565-9429

Transferred To (Grantee/Buyer)

NameVerified Name
Address3117 MEADOWS DR, TEXARKANA, TX 75501-2923

June 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionSANTA ROSA FL
Property Address1645 ANNIE PENTON RD, JAY, FL 32565-9429
Document Number0039782068
Instrument DateJun 21, 2020
Transaction TypeMortgage
Record UpdatedAug 10, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address1645 ANNIE PENTON RD JAY FL 325659429, JAY, FL 32565-9429

Mortgage

Document Number0039782068
DateJul 20, 2020
Book Page003978/002068
Instrument36052
Lender
NameQUERCUS MTG INVS TRUST (CT)
Address1600 S DOUGLASS RD # 200A, ANAHEIM, CA 92806-5948
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueJul 19, 2050
Interest
Rate4%

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of July 1, 2024

Property Jurisdictions

TypeName
StateFlorida
CountySanta Rosa County
Unified School DistrictSanta Rosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2024$1,063.00 (+2.51%) Homeowner's exemption$121,988 (+3%)$219,397 (+0.67%) Land $50,768 Building $168,629
2023$1,037.00 (+2.88%) Homeowner's exemption$118,435 (+3%)$217,947 (+4.11%) Land $50,768 Building $167,179
2022$1,008.00 Homeowner's exemption$114,985$209,335 Land $50,768 Building $158,567

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1645 Annie Penton Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2020.

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies6 in force
Nearby Flood Claims1 (2020)
Claims Outside the SFHA1 of 1
Most Recent ClaimSep 2020 · Hurricane Sally

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1645 Annie Penton Rd is moderate, ranking above 66% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 66% of the US · above 43% of Florida
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Conexon Connect
Fiber		2,000 / 2,000

Cell Coverage

5G (outdoors only) and 4G LTE

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