1670 5th St, Los Osos, CA 93402 Property Records

San Luis Obispo County property record for 1670 5th St, Los Osos, CA 93402

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,122 sqft · built 1977
Lot Size0.144 acres (6,250 sqft)
Owner2 Individual Names on Record
Last Sale$439,000 (Aug 2002)
Tax Bill$9,360 (2025)
Deeds & MortgagesApr 2023 Transfer
Apr 2023 Transfer
+ 1 more
Flood ZoneZone X (minimal risk)
APN038-431-014

Property Details

APN / Parcel Number

Primary APN038-431-014

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms8 Rooms
Stories2 Stories
Building Area2,122 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1977
Effective Year BuiltEffective 1977
Architectural StyleContemporary
Exterior MaterialStucco
Construction TypeWood
Roof MaterialWood Shingle
Lot Area6,250 sqft (0.144 acres)
Lot Dimensions125 ft deep x 50 ft wide
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemForced Air with A/C
SewerSeptic

Location & Zoning

Street Address1670 5TH ST
CityLOS OSOS
StateCA
Zip93402-2104
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRSF
Legal DescriptionTN EL MORO BL 100 LTS 31 & 32
Legal SubdivisionEL MORO
Legal Block100
Legal Lot Number31,32
JurisdictionSAN LUIS OBISPO CA
Township / Civil DivisionNORTH COAST
Census Block Group3
Census Block3003
Census Tract10701

Owner

Source: San Luis Obispo County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1670 5TH ST, LOS OSOS, CA 93402-2104
OccupancyOwner Occupied
Owner TypeIndividual
VestingCommunity Property

Deeds, Mortgages & Sale History

DateDocument
Apr 11, 2023Transfer on Death Deed, Transfer
Apr 11, 2023Transfer on Death Deed, Transfer
Apr 2, 2020Deed of Trust, Mortgage · Conventional Mortgage
KD CAPITAL MORTGAGE CORPORATION KD CAPITAL MORTGAGE CORPORATION

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 15, 2002 · Amount on Record
Deed SaleAug 15, 2002 · Amount on Record
Deed Document Number200266655
Last Transfer DateApr 11, 2023
Transfer Doc0000009898
Record UpdatedSep 20, 2026

April 2023: Transfer on Death Deed, Transfer

Document TypeTransfer on Death Deed
JurisdictionSAN LUIS OBISPO CA
Recording DateApr 11, 2023
Property Address1670 5TH ST, LOS OSOS, CA 93402-2104
Document Number0000009898
Map ReferenceMB A PG 80
Instrument DateApr 11, 2023
Instrument2023009898
Transaction TypeTransfer
Record UpdatedAug 17, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1670 5TH ST, LOS OSOS, CA 93402-2104

April 2023: Transfer on Death Deed, Transfer

Document TypeTransfer on Death Deed
JurisdictionSAN LUIS OBISPO CA
Recording DateApr 11, 2023
Property Address1670 5TH ST, LOS OSOS, CA 93402-2104
Document Number0000009899
Map ReferenceMB A PG 80
Instrument DateApr 11, 2023
Instrument2023009899
Transaction TypeTransfer
Record UpdatedAug 17, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1670 5TH ST, LOS OSOS, CA 93402-2104

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN LUIS OBISPO CA
Property Address1670 5TH ST, LOS OSOS, CA 93402-2104
Document Number0000017166
Instrument DateApr 2, 2020
Transaction TypeMortgage
Record UpdatedMay 8, 2020
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address1670 5TH ST LOS OSOS CA 934022104, LOS OSOS, CA 93402-2104

Mortgage

Document Number0000017166
DateApr 8, 2020
Instrument17166
Lender
NameKD CAPITAL MORTGAGE CORPORATION KD CAPITAL MORTGAGE CORPORATION
TypeBank
AddressPASO ROBLES, CA 93446
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueApr 7, 2050

Tax Assessment & Valuation

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Luis Obispo County
Unified School DistrictSan Luis Coastal Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$648,510 (+2%) Land $251,128 Building $397,382
2025$9,360.00 (+2.5%) Homeowner's exemption$635,795 (+4.04%) Land $246,204 Building $389,591
2023$9,132.00 (+2.87%) Homeowner's exemption$611,108 Land $236,645 Building $374,463
2022$8,877.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLOS OSOS COMMUNITY SERVICES DISTRICT
serves 7,086 people · EPA ID CA4010016
Water SourceGroundwater
Last State InspectionMar 2023
Lead1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 682 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Starlink
Satellite
280 / 30

May also be available: Astound Broadband, Ranch Wifi, Surfnet Communications, Verizon.

Nearby Properties on 5th St

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