1665 5th St, Los Osos, CA 93402 Property Records

San Luis Obispo County property record for 1665 5th St, Los Osos, CA 93402

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,841 sqft · built 1990
Lot Size0.138 acres (6,000 sqft)
OwnerCompany Name on Record
Tax Bill$8,507 (2025)
Deeds & MortgagesAug 2019 Transfer
Aug 2019 Line of Credit
Flood ZoneZone X (minimal risk)
APN038-422-050

Property Details

APN / Parcel Number

Primary APN038-422-050

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,841 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1990
Effective Year BuiltEffective 1990
Construction TypeWood
Lot Area6,000 sqft (0.138 acres)
TerrainAbove Road/Slope
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemForced Air with A/C
SewerSeptic

Location & Zoning

Street Address1665 5TH ST
CityLOS OSOS
StateCA
Zip93402-2103
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRSF
Legal DescriptionTN EL MORO BL 99 LTS 13 & 14
Legal SubdivisionEL MORO
Legal Block99
Legal Lot Number13,14
JurisdictionSAN LUIS OBISPO CA
Township / Civil DivisionNORTH COAST
Census Block Group3
Census Block3004
Census Tract10701

Owner

Source: San Luis Obispo County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address1665 5TH ST, LOS OSOS, CA 93402-2103
OccupancyOwner Occupied
Owner TypeCompany
VestingBorrower in Default

Deeds, Mortgages & Sale History

DateDocument
Aug 5, 2019Quit Claim Deed, Transfer
NOT AVAILABLE
Aug 2, 2019Intrafamily Transfer, Transfer · Line of Credit
SESLOC FCU

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateJul 29, 2019
Transfer Doc0000031545
Record UpdatedOct 29, 2026

August 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN LUIS OBISPO CA
Recording DateAug 5, 2019
Property Address1665 5TH ST, LOS OSOS, CA 93402-2103
Document Number0000031545
Instrument DateJul 29, 2019
Instrument31545
Transaction TypeTransfer
Record UpdatedAug 14, 2019
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address1665 5TH ST LOS OSOS CA 934022103, LOS OSOS, CA 93402-2103

August 2019: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN LUIS OBISPO CA
Recording DateAug 2, 2019
Property Address1665 5TH ST, LOS OSOS, CA 93402-2103
Document Number0000031182
Map ReferenceMB A PG 80
Instrument DateJul 29, 2019
Instrument2019031182
Transaction TypeTransfer
Record UpdatedAug 9, 2021
Title CompanyFIDELITY NATIONAL TITLE CO

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address1665 5TH ST, LOS OSOS, CA 93402-2103

Mortgage

Document Number0000031183
DateAug 2, 2019
Instrument2019031183
Lender
NameSESLOC FCU
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Luis Obispo County
Unified School DistrictSan Luis Coastal Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$573,394 (+2%) Land $330,217 Building $243,177
2025$8,507.00 (+5.81%) Homeowner's exemption$562,152 (+4.04%) Land $323,743 Building $238,409
2023$8,040.00 (+3.92%) Homeowner's exemption$540,325 Land $311,173 Building $229,152
2022$7,737.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLOS OSOS COMMUNITY SERVICES DISTRICT
serves 7,086 people · EPA ID CA4010016
Water SourceGroundwater
Last State InspectionMar 2023
Lead1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 478 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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