MORTGAGE INFORMATION SERVICES, MORTGAGE INFORMATION SERVICE
Transferred To (Grantee/Buyer)
Name
Verified Name
Investor
Possibly a Property Investor
Mortgage
Document Number
M01822/550
Date
Sep 5, 2018
Book Page
M01822/550
Instrument
2013981445
Lender
Name
EMBRACE HOME LOANS INC
Type
Mortgage Company
Address
MIDDLETOWN, RI 02842
Agreement
Type
VA Mortgage
Amount
Amount on Record
Term
360 Months
Due
Sep 1, 2048
February 2020: Deed of Trust, Mortgage
Document Type
Deed of Trust
Jurisdiction
MADISON KY
Property Address
167 OGG LN, BEREA, KY 40403-9621
Transaction Type
Mortgage
Record Updated
Feb 3, 2026
Title Company
EQUITY NATIONAL TITLE LLC, EQUITY NATL TTL & CLOSING SV
Transferred To (Grantee/Buyer)
Name
Verified Name
Investor
Possibly a Property Investor
Mortgage
Document Number
M01918/703
Date
Feb 18, 2020
Book Page
M01918/703
Instrument
2014007391
Lender
Name
EMBRACE HOME LOANS INC
Type
Mortgage Company
Address
MIDDLETOWN, RI 02842
Agreement
Type
VA Mortgage
Amount
Amount on Record
Term
360 Months
Due
Feb 1, 2050
March 2025: Deed, Transfer
Document Type
Deed
Jurisdiction
MADISON KY
Recording Date
Mar 4, 2025
Property Address
167 OGG LN, BEREA, KY 40403-9621
Document Number
00D864/530
Book / Page
D864 / 530
Instrument Date
Feb 28, 2025
Instrument
2014248769
Transaction Type
Transfer
Record Updated
Feb 3, 2026
Title Company
BLUEGRASS LAND TITLE, BLUEGRASS LAND TITLE LLC
Transaction
Amount
Amount on Record
Downpayment
Downpayment on Record
Loan-to-Value (LTV)
LTV on Record
Tax
$376.00
Amount Accuracy
Full Amount Stated
Additional
Arm's Length
Transferred From (Grantor/Seller)
Name
Verified Name
Address
166 OGG LN, BEREA, KY 40403-9621
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
167 OGG LN, BEREA, KY 40403-9621
Mortgage
Document Number
2014248777
Date
Mar 4, 2025
Instrument
2014248777
Lender
Name
METRO EMPLOYEES CU
Type
Credit Union
Agreement
Type
Conventional Mortgage
Amount
Amount on Record
Term
360 Months
Due
Mar 1, 2055
January 2021: Intrafamily Transfer, Transfer
Document Type
Intrafamily Transfer
Jurisdiction
MADISON KY
Recording Date
Jan 29, 2021
Property Address
167 OGG LN, BEREA, KY 40403-9621
Document Number
00D800/389
Book / Page
D800 / 389
Instrument Date
Jan 5, 2021
Instrument
2014028438
Transaction Type
Transfer
Record Updated
Jan 20, 2026
Title Company
ELEVATED TITLE LLC, ELEVATED TITLE
Transaction
Tax
$0.00
Amount Accuracy
Transfer Tax Exempt
Additional
Intrafamily Transfer
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Joint Tenants with Right of Survivorship
Address
167 OGG LN, BEREA, KY 40403-9621
Investor
Possibly a Property Investor
Mortgage
Document Number
2014028439
Date
Jan 29, 2021
Instrument
2014028439
Lender
Name
LOW VA RATES LLC
Type
Non-Lending Institution
Agreement
Type
VA Mortgage
Amount
Amount on Record
Term
361 Months
Due
Feb 1, 2051
Tax Assessment & Valuation
The 2025 property tax bill for 167 Ogg Ln was $1,894 with a homeowner's exemption.
Source: Madison County assessment roll, as of December 9, 2025
Property Jurisdictions
Type
Name
State
Kentucky
County
Madison County
Unified School District
Madison County School District (PK - 12)
Tax Bill & Assessment History
Year
Tax Bill
Assessed Value
Assessed Market Value
2025
$1,894.00Homeowner's exemption
$250,000
$250,000
2023
$2,997.00
$309,000
$309,000
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Flood
FEMA maps place 167 Ogg Ln in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
FEMA Flood Zone
Zone X minimal risk
Flood Insurance Requirement
Not required lenders may require it
Community Rating System
Class 9 (5% premium discount)
Nearby Flood Policies
2 in force
Nearby Flood Claims
4 (1979–2023)
Claims Outside the SFHA
2 of 4
Most Recent Claim
Feb 2023 · rainfall accumulation
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire
Wildfire risk around 167 Ogg Ln is low, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
Wildfire Risk
Low lower than 64% of the US · above 67% of Kentucky
Wildfire Likelihood
0.06% annual chance
Exposure
Direct burnable vegetation
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Drinking Water
Source: EPA Safe Drinking Water Information System, as of September 2026
Water System
MADISON CO UTILITIES DISTRICT serves 25,120 people · EPA ID KY0760224
Water Source
Purchased surface water from RICHMOND UTILITIES
Last State Inspection
Nov 2024
Lead
Under 1 ppb (2022–2024) action level 15 ppb
Violations Reported to EPA
Water Quality
E. coli resolved · Jun 2019
Treatment and Procedure
None last 10 years
Monitoring and Reporting
None last 3 years
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Internet Providers
Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025