166 Ogg Ln, Berea, KY 40403 Property Records

Madison County property record for 166 Ogg Ln, Berea, KY 40403

Property Summary

Property Type	Single Family Home
Lot Size	7.23 acres (315,244 sqft)
Owner	2 Individual Names on Record
Last Sale	$376,000 (Mar 2025)
Tax Bill	$3,055 (2025)
Deeds & Mortgages	Oct 2025 Line of Credit Nov 2022 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0097-0000-0002-N`

Property Details

APN / Parcel Number

Primary APN	`0097-0000-0002-N`
Alternative APNs	`110400` `73611` `39606`

Exterior

Lot Area	315,244 sqft (7.23 acres)

Location & Zoning

Account Number	39606
Street Address	166 OGG LN
City	BEREA
State	KY
Zip	40403-9621
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1
Legal Subdivision	TOM HAPER ET AL PROPERTY
Legal Lot Number	1
Jurisdiction	MADISON KY
Township / Civil Division	RICHMOND
Census Block Group	1
Census Block	1001
Census Tract	10901

Owner

Source: Madison County records, as of December 9, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5180 ALGIRE RD, BELLVILLE, OH 44813-9265
Owner Type	Individual
Vesting	Remainderman

Deeds, Mortgages & Sale History

Date	Document
Oct 30, 2025	Deed of Trust, Mortgage · Line of Credit PARK COMMUNITY FCU
Nov 14, 2022	Intrafamily Transfer, Transfer
Oct 20, 2020	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 4, 2025 · Amount on Record
Deed Sale	Mar 4, 2025 · Amount on Record
Prior Sale	Nov 14, 2022 · Amount on Record
Deed Document Number	202514248769
Deed Book / Page	864 / 530
Prior Transfer Date	Oct 12, 2022
Prior Transfer Doc	00D831/511
Record Updated	Jun 8, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON KY
Property Address	166 OGG LN, BEREA, KY 40403-9621
Transaction Type	Mortgage
Record Updated	Nov 21, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0M2420/387
Date	Oct 30, 2025
Book Page	M2420/387
Instrument	2014295683

Lender

Name	PARK COMMUNITY FCU
Type	Credit Union
Address	LOUISVILLE, KY 40299

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Oct 25, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MADISON KY
Recording Date	Nov 14, 2022
Property Address	166 OGG LN, BEREA, KY 40403-9621
Document Number	00D831/511
Book / Page	D831 / 511
Map Reference	MB 6 PG 198
Instrument Date	Oct 12, 2022
Instrument	2014119684
Transaction Type	Transfer
Record Updated	Nov 25, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	167 OGG LN, 167, BEREA, KY 40403-9621

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	166 OGG LN, BEREA, KY 40403-9621
Investor	Possibly a Property Investor

October 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	MADISON KY
Recording Date	Oct 20, 2020
Property Address	166 OGG LN, BEREA, KY 40403-9621
Document Number	D00795/724
Book / Page	D00795 / 724
Map Reference	MB 6 PG 198
Instrument Date	Oct 14, 2020
Instrument	2014022589
Transaction Type	Transfer
Record Updated	Dec 17, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	167 OGG LN, 167, BEREA, KY 40403-9621

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	166 OGG LN, BEREA, KY 40403-9621
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Madison County assessment roll, as of December 9, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Madison County
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,055.00 (+1.94%)	$324,000 (+4.85%)	$324,000 (+4.85%)
2023	$2,997.00	$309,000	$309,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	4 (1979–2023)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Feb 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 70% of Kentucky
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MADISON CO UTILITIES DISTRICT serves 25,120 people · EPA ID KY0760224
Water Source	Purchased surface water from RICHMOND UTILITIES
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Jun 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000

May also be available: Windstream.

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