167 Keystone Rd, Palatka, FL 32177 Property Records

Putnam County property record for 167 Keystone Rd, Palatka, FL 32177

Property Summary

Property Type	Mobile Home
Details	2,280 sqft · built 2020
Lot Size	2.05 acres (89,298 sqft)
Owner	2 Individual Names on File
Last Sale	$20,000 (Sep 2018)
Tax Bill	$2,521 (2025)
Deeds & Mortgages	Apr 2020 Loan Modification Jan 2020 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`07-09-26-0000-007.0-004.0`

Property Details

APN / Parcel Number

Primary APN	`07-09-26-0000-007.0-004.0`
Alternative APN	`72702`

Interior

Building Area	2,280 sqft Living Area
1st Floor Area	960 sqft

Exterior

Year Built	Built 2020
Lot Area	89,298 sqft (2.05 acres)

Location & Zoning

Account Number	72702
Street Address	167 KEYSTONE RD
City	PALATKA
State	FL
Zip	32177-8214
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	PT OF SE1/4 OF SW1/4 OR316 P11
Legal Range	26E
Legal Township	09S
Legal Section	07
Jurisdiction	PUTNAM FL
Township / Civil Division	INTERLACHEN-FLORAHOME
Census Block Group	2
Census Block	2117
Census Tract	950202

Owner

167 Keystone Rd, a mobile home, is owned and occupied by two individuals who bought it in September 2018.

Source: Putnam County records, as of January 12, 2026

Owner of Record	2 Individual Names on File
Mailing Address	167 KEYSTONE RD, PALATKA, FL 32177-8214
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 17, 2020	Loan Modification, Mortgage · FHA Mortgage VANDERBILT MTG & FIN
Jan 3, 2020	Deed of Trust, Mortgage VANDERBILT MTG & FIN
Sep 17, 2018	Warranty Deed, Transfer ETHEL L LEAVENWORTH

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 17, 2018 · Amount on File
Deed Sale	Sep 17, 2018 · Amount on File
Prior Sale	Jul 21, 2004 · Amount on File
Deed Document Number	201854017276
Deed Book / Page	1519 / 0536
Record Updated	Jun 8, 2026

April 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	PUTNAM FL
Property Address	167 KEYSTONE RD, PALATKA, FL 32177-8214
Document Number	0015760274
Instrument Date	Apr 17, 2020
Transaction Type	Mortgage
Record Updated	Jun 24, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	167 KEYSTONE RD PALATKA FL 321778214, PALATKA, FL 32177-8214

Mortgage

Document Number	0015760274
Date	May 5, 2020
Book Page	001576/000274
Instrument	54007650

Lender

Name	VANDERBILT MTG & FIN
Type	Mortgage Company
Address	MARYVILLE, TN 37804

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 4, 2050

Interest

Rate	4%

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM FL
Property Address	167 KEYSTONE RD, PALATKA, FL 32177-8214
Document Number	0015650740
Instrument Date	Jan 3, 2020
Transaction Type	Mortgage
Record Updated	Jun 24, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	167 KEYSTONE RD PALATKA FL 321778214, PALATKA, FL 32177-8214

Mortgage

Document Number	0015650740
Date	Jan 10, 2020
Book Page	001565/000740
Instrument	54000475

Lender

Name	VANDERBILT MTG & FIN
Type	Mortgage Company
Address	MARYVILLE, TN 37804

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jan 9, 2050

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PUTNAM FL
Recording Date	Sep 17, 2018
Property Address	167 KEYSTONE RD, PALATKA, FL 32177-8214
Document Number	0015190536
Book / Page	001519 / 000536
Instrument Date	Aug 14, 2018
Instrument	54017276
Transaction Type	Transfer
Record Updated	Oct 9, 2018
Title Company	GULLETT TITLE INC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$140.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	254 MILLICAN RD PALATKA FL 321771136, PALATKA, FL 32177-1136

Mortgage

Document Number	15190539
Date	Sep 17, 2018
Book Page	001519/000539
Instrument	54017277

Lender

Name	ETHEL L LEAVENWORTH
Address	3421 BARRETT DR, CLARKSVILLE, TN 37042

Agreement

Amount	Amount on Record
Term	60 Months
Due	Sep 16, 2023

Interest

Rate	18%

Tax Assessment & Valuation

The 2025 property tax bill for 167 Keystone Rd was $2,521 with a homeowner's exemption.

Source: Putnam County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Putnam County
Unified School District	Putnam County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,521.00 Homeowner's exemption	$171,100	$256,970 Land $17,430 Building $239,540
2023	$2,233.00 (+5.83%) Homeowner's exemption	$161,440 (+3%)	$273,950 (+23.28%) Land $22,550 Building $251,400
2022	$2,110.00 Homeowner's exemption	$156,740	$222,210 Land $16,400 Building $205,810

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 167 Keystone Rd in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 2, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 35 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	35 in force
Nearby Flood Claims	3 (2016–2017)
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Irma, Sep 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 167 Keystone Rd is high, ranking above 71% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 71% of the US · above 53% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
AT&T DSL	25 / 5

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Keystone Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures