Putnam County property record for 159 Keystone Rd, Palatka, FL 32177 · Last verified May 2026
| Property Type | Mobile Home |
|---|---|
| Details | 1,431 sqft · built 2003 |
| Lot Size | 2.25 acres (98,010 sqft) |
| Owner | Individual Name on File |
| Last Sale | $170,000 (Apr 2026) |
| Tax Bill | $816 (2025) |
| Deeds & Mortgages | Apr 2026 Sale Apr 2026 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-09-26-0000-0076-0000 |
| Primary APN | 07-09-26-0000-0076-0000 |
|---|---|
| Alternative APN |
|
| Building Area | 1,431 sqft Living Area |
|---|---|
| 1st Floor Area | 1,431 sqft |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | Mobile Home |
| Lot Area | 98,010 sqft (2.25 acres) |
| Porch | Screened/Unfinished Porch |
| Porch Area | 400 sqft |
| Account Number | 72712 |
|---|---|
| Street Address | 159 KEYSTONE RD |
| City | PALATKA |
| State | FL |
| Zip | 32177-8214 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Legal Description | S297 OF W330 OF E763 OF N1/2, OF SE1/4 OF SW1/4 OR316 P1123 |
| Legal Range | 26E |
| Legal Township | 09S |
| Legal Section | 07 |
| Jurisdiction | PUTNAM FL |
| Township / Civil Division | INTERLACHEN-FLORAHOME |
| Census Block Group | 2 |
| Census Block | 2117 |
| Census Tract | 950202 |
Source: Putnam County records · APN 07-09-26-0000-0076-0000
Assessment roll updated December 10, 2025 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 159 KEYSTONE RD, PALATKA, FL 32177-8214 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried Man |
| Date | Document |
|---|---|
| Apr 21, 2026 | Affidavit, Transfer |
| Apr 21, 2026 | Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 21, 2026 · Amount on Record |
| Deed Sale | Apr 21, 2026 · Amount on Record |
| Prior Sale | Jan 30, 2002 · Amount on Record |
| Deed Document Number | 20269975 |
| Deed Book / Page | 1866 / 647 |
| Prior Transfer Date | Aug 20, 2002 |
| Prior Transfer Doc | 0000451005 |
| Record Updated | Sep 20, 2026 |
| Document Type | Affidavit |
|---|---|
| Jurisdiction | PUTNAM FL |
| Recording Date | Apr 21, 2026 |
| Property Address | 159 KEYSTONE RD, PALATKA, FL 32177-8214 |
| Document Number | 0000009973 |
| Book / Page | 1866 / 645 |
| Instrument Date | Apr 21, 2026 |
| Instrument | 20269973 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PUTNAM FL |
| Recording Date | Apr 21, 2026 |
| Property Address | 159 KEYSTONE RD, PALATKA, FL 32177-8214 |
| Document Number | 0000009975 |
| Book / Page | 1866 / 647 |
| Instrument Date | Apr 15, 2026 |
| Instrument | 2026.9975 |
| Transaction Type | Transfer |
| Record Updated | May 11, 2026 |
| Title Company | GUARANTEE TITLE, GUARANTY TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $120,190.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 159 KEYSTONE RD, PALATKA, FL 32177-8214 |
| Document Number | 0000009976, |
|---|---|
| Date | Apr 21, 2026 |
| Instrument | 2026..9976 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
Source: Putnam County records · Assessment roll updated December 10, 2025 · Last verified May 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Putnam County |
| Unified School District | Putnam County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $816.00 (+3.55%) Homeowner's exemption Widower's exemption | $74,250 (+5.98%) | $128,490 (-9.6%) Land $19,130 Building $109,360 |
| 2023 | $788.00 (+3.82%) Homeowner's exemption | $70,060 (+3%) | $142,130 (+19.36%) Land $24,750 Building $117,380 |
| 2022 | $759.00 Homeowner's exemption | $68,020 | $119,080 Land $18,000 Building $101,080 |
Source: FEMA National Flood Hazard Layer, Putnam County (12107C), updated February 2, 2012 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121079502022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Cost | Premium on Record median of 35 individual NFIP policies nearby |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 35 in force |
| Nearby Flood Claims | 3 (2016–2017) |
| Most Recent Claim | Sep 2017, river or lake flooding, Hurricane Irma |
| Claims By Storm |
|
| Wildfire Risk | High above 71% of the US · above 53% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 369 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 21 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| AT&T | DSL | 25 / 5 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
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