Polk County property record for 167 Flat Branch Trl, Mill Spring, NC 28756 · Last verified October 2025
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,344 sqft · built 2005 |
| Lot Size | 1.29 acres (56,192 sqft) |
| Owner | Individual Name on File |
| Last Sale | $128,000 (Apr 2017) |
| Tax Bill | $1,338 (2025) |
| Deeds & Mortgages | May 2023 Line of Credit Apr 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | P52-172 |
| Primary APN | P52-172 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Building Area | 1,344 sqft Finished Area |
| Year Built | Built 2005 |
|---|---|
| Exterior Material | Vinyl |
| Foundation Type | Retaining Wall |
| Roof Material | Shingle |
| Lot Area | 56,192 sqft (1.29 acres) |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 54936 |
|---|---|
| Street Address | 167 FLAT BRANCH TRL |
| City | MILL SPRING |
| State | NC |
| Zip | 28756-4758 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT #2, PHASE II, 0H15 HEMLOCK CROSSING |
| Legal Subdivision | HEMLOCK CROSSING |
| Legal Phase | 2 |
| Legal Lot Number | 2 |
| Jurisdiction | POLK NC |
| Township / Civil Division | COOPER GAP |
| Census Block Group | 3 |
| Census Block | 3030 |
| Census Tract | 920201 |
Source: Polk County records · APN P52-172
Assessment roll updated January 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 167 FLAT BRANCH TRL, MILL SPRING, NC 28756-4758 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 09, 2023 | Deed of Trust, Mortgage · Line of Credit HOMETRUST BANK |
| Apr 10, 2017 | Warranty Deed, Transfer · Conventional Mortgage HOMETRUST BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 10, 2017 · Amount on Record |
| Deed Sale | Apr 10, 2017 · Amount on Record |
| Prior Sale | Oct 18, 2005 |
| Deed Document Number | 0004252371 |
| Deed Book / Page | 425 / 2371 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK NC |
| Property Address | 167 FLAT BRANCH TRL, MILL SPRING, NC 28756-4758 |
| Transaction Type | Mortgage |
| Record Updated | May 22, 2023 |
| Name | Verified Name |
|---|
| Document Number | 00477/2474 |
|---|---|
| Date | May 09, 2023 |
| Book Page | 477/2474 |
| Name | HOMETRUST BANK |
|---|---|
| Type | Bank |
| Address | ASHEVILLE, NC 28802 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | May 01, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK NC |
| Recording Date | Apr 10, 2017 |
| Property Address | 167 FLAT BRANCH TRL, MILL SPRING, NC 28756-4758 |
| Document Number | 00425/2371 |
| Book / Page | 425 / 2371 |
| Instrument Date | Apr 07, 2017 |
| Instrument | 004643560003 |
| Transaction Type | Transfer |
| Record Updated | Oct 21, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,280.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 167 FLAT BRANCH TRL, MILL SPRING, NC 28756-4758 |
| Document Number | 00425/2374 |
|---|---|
| Date | Apr 10, 2017 |
| Book Page | 425/2374 |
| Instrument | 004643570010 |
| Name | HOMETRUST BANK |
|---|---|
| Type | Bank |
| Address | ASHEVILLE, NC 28802 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2047 |
Source: Polk County records · Assessment roll updated January 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Polk County |
| Unified School District | Polk County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,338.00 (+3.56%) | $266,491 (+32.55%) Land $23,740 Building $242,751 | $266,491 (+32.55%) Land $23,740 Building $242,751 |
| 2023 | $1,292.00 | $201,055 Land $21,450 Building $179,605 | |
| 2021 | $201,055 Land $21,450 Building $179,605 |
Source: FEMA National Flood Hazard Layer, Polk County (37149C), updated July 8, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 57% of the US · above 79% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 699 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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