105 Flat Branch Trl, Mill Spring, NC 28756 Property Records

Polk County property record for 105 Flat Branch Trl, Mill Spring, NC 28756 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,371 sqft · built 2004
Lot Size	1.86 acres (81,022 sqft)
Owner	2 Individual Names on File
Last Sale	$341,000 (Jan 2023)
Tax Bill	$1,908 (2025)
Deeds & Mortgages	Jan 2023 Sale & Mortgage May 2020 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`P52-171`

Property Details

APN / Parcel Number

Primary APN	`P52-171`
Alternative APN	`57444`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Building Area	1,371 sqft Finished Area

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Vinyl
Roof Type	Hip
Roof Material	Shingle
Lot Area	81,022 sqft (1.86 acres)
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	57444
Street Address	105 FLAT BRANCH TRL
City	MILL SPRING
State	NC
Zip	28756-4758
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT #1, PHASE II, 0H15 HEMLOCK CROSSING
Legal Subdivision	HEMLOCK CROSSING
Legal Phase	2
Legal Lot Number	1
Jurisdiction	POLK NC
Township / Civil Division	COOPER GAP
Census Block Group	3
Census Block	3030
Census Tract	920201

Owner

Source: Polk County records · APN P52-171

Assessment roll updated September 30, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	105 FLAT BRANCH TRL, MILL SPRING, NC 28756-4758
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 13, 2023	Warranty Deed, Transfer · Conventional Mortgage FIRST BANK
May 27, 2020	Intrafamily Transfer, Transfer
Oct 11, 2019	Warranty Deed, Transfer
Aug 17, 2018	Warranty Deed, Transfer QUICKEN LOAN INC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 13, 2023 · Amount on Record
Deed Sale	Jan 13, 2023 · Amount on Record
Prior Sale	Aug 17, 2018 · Amount on Record
Deed Book / Page	475 / 993
Prior Transfer Date	Apr 29, 2020
Prior Transfer Doc	00448/2269
Record Updated	Jun 08, 2026

January 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK NC
Recording Date	Jan 13, 2023
Property Address	105 FLAT BRANCH TRL, MILL SPRING, NC 28756-4758
Document Number	000475/993
Book / Page	475 / 993
Map Reference	FILE D PG 313
Instrument Date	Dec 01, 2022
Transaction Type	Transfer
Record Updated	Feb 01, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$682.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2713 FOX HOLLOW CT, LAKE ORION, MI 48360-1717

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	105 FLAT BRANCH TRL, MILL SPRING, NC 28756-4758

Mortgage

Document Number	0000475996
Date	Jan 13, 2023
Instrument	475/996

Lender

Name	FIRST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2053

May 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	POLK NC
Recording Date	May 27, 2020
Property Address	105 FLAT BRANCH TRL, MILL SPRING, NC 28756-4758
Document Number	00448/2269
Book / Page	448 / 2269
Map Reference	FILE D PG 313
Instrument Date	Apr 29, 2020
Transaction Type	Transfer
Record Updated	Mar 07, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	105 FLAT BRANCH TRL, MILL SPRING, NC 28756-4758

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK NC
Recording Date	Oct 11, 2019
Property Address	105 FLAT BRANCH TRL, MILL SPRING, NC 28756-4758
Document Number	00443/1809
Book / Page	443 / 1809
Instrument Date	Oct 11, 2019
Transaction Type	Transfer
Record Updated	Nov 16, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	105 FLAT BRANCH TRL, MILL SPRING, NC 28756-4758

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK NC
Recording Date	Aug 17, 2018
Property Address	105 FLAT BRANCH TRL, MILL SPRING, NC 28756-4758
Document Number	000435/890
Book / Page	435 / 890
Instrument Date	Aug 16, 2018
Transaction Type	Transfer
Record Updated	Mar 07, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 FLAT BRANCH L, MILL SPRING, NC 28756

Mortgage

Document Number	0000000435/0000000893
Date	Aug 17, 2018
Book Page	0000000435/0000000893

Lender

Name	QUICKEN LOAN INC
Type	Lending Institution

Agreement

Amount	Amount Recorded
Term	353 Months
Due	Jan 01, 2048

Tax Assessment & Valuation

Source: Polk County records · Assessment roll updated September 30, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Polk County
Unified School District	Polk County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,908.00 (+30.24%)	$379,829 (+66.6%) Land $27,160 Building $352,669	$379,829 (+66.6%) Land $27,160 Building $352,669
2023	$1,465.00	$227,982 Land $24,300 Building $203,682
2021			$227,982 Land $24,300 Building $203,682

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Polk County (37149C), updated July 8, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371499202013, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 1 individual NFIP policies nearby
Nearby Flood Policies	1 in force 1 of 1 on primary residences

Wildfire

Wildfire Risk	Moderate above 57% of the US · above 79% of North Carolina
Wildfire Likelihood	About 1 in 699 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

105 Flat Branch Trl, Mill Spring, NC 28756 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

January 2023: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

May 2020: Intrafamily Transfer, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

October 2019: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

August 2018: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

Nearby Properties on Flat Branch Trl

Nearby Streets

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