167 E 15th St, Saint Charles, MN 55972 Property Records

Winona County property record for 167 E 15th St, Saint Charles, MN 55972

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,220 sqft · built 1920
Lot Size	0.128 acres (5,576 sqft)
Owner	Individual Name on Record
Last Sale	$50,000 (Jun 2026)
Tax Bill	$1,492 (2026)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Dec 2023 Sale & Line of Credit
APN	`29.010.0600`

Property Details

APN / Parcel Number

Primary APN	`29.010.0600`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,220 sqft Living Area
1st Floor Area	582 sqft
Basement Area	347 sqft
Unfinished Basement	347 sqft
Flooring	Vinyl/Resilient
Interior Walls	Plaster

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1985
Exterior Material	Vinyl
Construction Type	Wood
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,576 sqft (0.128 acres)
Lot Dimensions	100 ft deep x 56 ft wide
Garage Area	624 sqft
Porch	Porch
Porch Area	78 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C

Location & Zoning

Street Address	167 E 15TH ST
City	SAINT CHARLES
State	MN
Zip	55972-1517
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-19 TWP-106 RANGE-010 BIRGES 1ST ADD LOT-001 BLOCK-012 E 56' OF LOTS 1 & 2
Legal Range	010
Legal Township	106
Legal Section	19
Legal Subdivision	BIRGES 1ST ADD
Legal Block	12
Legal Lot Number	1-2
Jurisdiction	WINONA MN
Township / Civil Division	ST. CHARLES
Census Block Group	1
Census Block	1032
Census Tract	671000

Owner

Source: Winona County records, as of August 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	167 E 15TH ST, SAINT CHARLES, MN 55972-1517
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 16, 2026	Warranty Deed, Transfer · Conventional Mortgage NONE LISTED ON DOCUMENT
Dec 29, 2023	Warranty Deed, Transfer · Line of Credit ONB BANK & TRUST CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 16, 2026 · Amount on Record
Deed Sale	Jun 16, 2026 · Amount on Record
Prior Sale	Dec 29, 2023 · Amount on Record
Deed Document Number	2026667282
Prior Transfer Date	Jun 8, 2026
Prior Transfer Doc	0000667282
Record Updated	Sep 20, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINONA MN
Recording Date	Jun 16, 2026
Property Address	167 E 15TH ST, SAINT CHARLES, MN 55972-1517
Document Number	0000667282
Instrument Date	Jun 8, 2026
Instrument	2026667282
Transaction Type	Transfer
Record Updated	Aug 20, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Tax	$16,665.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	167 E 15TH ST, SAINT CHARLES, MN 55972-1517
Investor	Possibly a Property Investor

Mortgage

Document Number	0000667283,
Date	Jun 16, 2026
Instrument	2026667283

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Jun 8, 2031

Interest

Rate	6.3%
Max Rate	-1%

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINONA MN
Recording Date	Dec 29, 2023
Property Address	167 E 15TH ST, SAINT CHARLES, MN 55972-1517
Document Number	000A652719
Instrument Date	Dec 18, 2023
Instrument	A652719
Transaction Type	Transfer
Record Updated	Jan 19, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$165.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	167 E 15TH ST, SAINT CHARLES, MN 55972-1517

Mortgage

Document Number	000A652720
Date	Dec 29, 2023
Instrument	A652720

Lender

Name	ONB BANK & TRUST CO
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Dec 29, 2043

Tax Assessment & Valuation

Source: Winona County assessment roll, as of August 5, 2025

Property Jurisdictions

Type	Name
State	Minnesota
County	Winona County
Municipality	St. Charles City
Unified School District	St. Charles Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,492.00 (-21.22%)
2025	$1,894.00 (+66.14%)	$145,900 (+5.42%) Land $27,100 Building $118,800	$145,900 (+5.42%) Land $27,100 Building $118,800
2023	$1,140.00 Homeowner's exemption	$138,400 Land $26,700 Building $111,700	$138,400 Land $26,700 Building $111,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force
Nearby Flood Claims	37 (1982–2007)
Claims Outside the SFHA	2 of 37
Most Recent Claim	Aug 2007 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Aug 2007 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Charles serves 3,825 people · EPA ID MN1850009
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 365 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Hiawatha Broadband Communications Cable · Fiber, Fixed Wireless in parts of the area	1,000 / 30
GigFire Fixed Wireless	150 / 130

May also be available: Verizon.

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