137 E 15th St, Saint Charles, MN 55972 Property Records

Winona County property record for 137 E 15th St, Saint Charles, MN 55972

Property Summary

Property Type	Commercial
Lot Size	0.482 acres (20,996 sqft)
Owner	Company Name on Record
Last Sale	$150,000 (Jan 2021)
Tax Bill	$2,758 (2026)
Deeds & Mortgages	Jan 2021 Sale & Mortgage Jan 2021 Transfer
APN	`29.010.0300`

Property Details

APN / Parcel Number

Primary APN	`29.010.0300`

Exterior

Lot Area	20,996 sqft (0.482 acres)
Lot Dimensions	14 ft deep x 15 ft wide
Garage Type	Detached - Finished
Garage Area	900 sqft
Pole Barn	3,840 sqft

Location & Zoning

Street Address	137 E 15TH ST
City	SAINT CHARLES
State	MN
Zip	55972-1517
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	SECT-19 TWP-106 RANGE-010 BIRGES 1ST ADD LOT-004 BLOCK-005 & LOTS 5 & 6
Legal Range	010
Legal Township	106
Legal Section	19
Legal Subdivision	BIRGES 1ST ADD
Legal Block	5
Legal Lot Number	4-6
Jurisdiction	WINONA MN
Township / Civil Division	ST. CHARLES
Census Block Group	1
Census Block	1027
Census Tract	671000

Owner

Source: Winona County records, as of October 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	137 E 15TH ST, SAINT CHARLES, MN 55972-1517
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Jan 6, 2021	Warranty Deed, Transfer · Commercial Mortgage MINNWEST BANK
Jan 6, 2021	Affidavit of Death of Joint Tenant, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 6, 2021 · Amount on Record
Deed Sale	Jan 6, 2021 · Amount on Record
Prior Sale	Nov 21, 2014 · Amount on Record
Deed Document Number	2021630457
Prior Transfer Date	Dec 29, 2020
Prior Transfer Doc	0000630456
Record Updated	Oct 29, 2026

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINONA MN
Recording Date	Jan 6, 2021
Property Address	137 E 15TH ST, SAINT CHARLES, MN 55972-1517
Document Number	0000630457
Instrument Date	Dec 31, 2020
Instrument	630457
Transaction Type	Transfer
Record Updated	Aug 16, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$495.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	137 E 15TH ST, SAINT CHARLES, MN 55972-1517

Mortgage

Document Number	0000630458
Date	Jan 6, 2021
Instrument	630458

Lender

Name	MINNWEST BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Jan 2, 2026

January 2021: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	WINONA MN
Recording Date	Jan 6, 2021
Property Address	137 E 15TH ST, SAINT CHARLES, MN 55972-1517
Document Number	0000630456
Instrument Date	Dec 29, 2020
Instrument	630456
Transaction Type	Transfer
Record Updated	Aug 16, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Winona County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Winona County
Municipality	St. Charles City
Unified School District	St. Charles Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,758.00 (-3.43%) Additional exemption filed	$145,400 (-0.89%) Land $74,200 Building $71,200	$145,400 (-0.89%) Land $74,200 Building $71,200
2025	$2,856.00 (+26.37%) Additional exemption filed	$146,700 (+0.07%) Land $74,200 Building $72,500	$146,700 (+0.07%) Land $74,200 Building $72,500
2023	$2,260.00	$146,600 Land $73,500 Building $73,100	$146,600 Land $73,500 Building $73,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force
Nearby Flood Claims	37 (1982–2007)
Claims Outside the SFHA	2 of 37
Most Recent Claim	Aug 2007 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Aug 2007 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 84% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Charles serves 3,825 people · EPA ID MN1850009
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 365 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Hiawatha Broadband Communications Cable · Fiber, Fixed Wireless in parts of the area	1,000 / 30
GigFire Fixed Wireless	150 / 130

May also be available: Verizon.

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