Scott County property record for 167 Cumberland Dr, Georgetown, KY 40324
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,048 sqft · built 1993 |
| Lot Size | 0.187 acres (8,181 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,564 (2025) |
| Deeds & Mortgages | May 2025 Mortgage Sep 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 138-20-248.000 |
| Primary APN | 138-20-248.000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,048 sqft Living Area |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1993 |
| Exterior Material | Combination |
| Foundation Type | Block |
| Lot Area | 8,181 sqft (0.187 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 167 CUMBERLAND DR |
|---|---|
| City | GEORGETOWN |
| State | KY |
| Zip | 40324-2528 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | COLONY 2 |
| Legal Subdivision | COLONY 2 |
| Legal Block | 4C |
| Legal Lot Number | 45 |
| Legal Unit | 4C |
| Jurisdiction | SCOTT KY |
| Township / Civil Division | GEORGETOWN |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 40606 |
167 Cumberland Dr is owned by two individuals who acquired it in May 2025.
Source: Scott County records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 231 VICTORIA WAY, GEORGETOWN, KY 40324-9198 |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 22, 2025 | Deed, Transfer · Conventional Mortgage NEW AMERICAN FUNDING |
| Sep 28, 2020 | Deed of Trust, Mortgage · ARM WESBANCO BANK INC |
| Aug 17, 2018 | Deed of Trust, Mortgage · Commercial Mortgage KENTUCKY BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | May 2, 2025 |
| Transfer Doc | 00D457/473 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SCOTT KY |
| Recording Date | May 22, 2025 |
| Property Address | 167 CUMBERLAND DR, GEORGETOWN, KY 40324-2528 |
| Document Number | 00D457/473 |
| Book / Page | D457 / 473 |
| Map Reference | SL 1264 |
| Instrument Date | May 2, 2025 |
| Instrument | 541014 |
| Transaction Type | Transfer |
| Record Updated | Jan 20, 2026 |
| Title Company | UNKNOWN, LAND GROUP TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 231 VICTORIA WAY, GEORGETOWN, KY 40324-9198 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 231 VICTORIA WAY, GEORGETOWN, KY 40324-9198 |
| Document Number | 0000541017 |
|---|---|
| Date | May 22, 2025 |
| Instrument | 541017 |
| Name | NEW AMERICAN FUNDING |
|---|---|
| Type | Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 301 Months |
| Due | Jun 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCOTT KY |
| Property Address | 167 CUMBERLAND DR, GEORGETOWN, KY 40324-2528 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | M1544/211 |
|---|---|
| Date | Sep 28, 2020 |
| Book Page | M1544/211 |
| Instrument | 422118 |
| Name | WESBANCO BANK INC |
|---|---|
| Type | Bank |
| Address | WHEELING, WV 26003 |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.37% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Oct 1, 2027 |
| Change Frequency | Annually |
| Min Rate At Change | 3% |
| Max Rate At Change | 8.37% |
| Index | 1-Year CMT |
| Margin | 3 |
| Max Rate | 8.37% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCOTT KY |
| Property Address | 167 CUMBERLAND DR, GEORGETOWN, KY 40324-2528 |
| Transaction Type | Mortgage |
| Record Updated | Aug 31, 2018 |
| Name | Verified Name |
|---|
| Document Number | M1406/849 |
|---|---|
| Date | Aug 17, 2018 |
| Book Page | M1406/849 |
| Instrument | 390810 |
| Name | KENTUCKY BANK |
|---|---|
| Type | Bank |
| Address | GEORGETOWN, KY 40324 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Jul 31, 2038 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 167 Cumberland Dr was $1,564.
Source: Scott County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Scott County |
| Municipality | Georgetown City |
| Unified School District | Scott County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $175,600 (-) | $175,600 (-) | |
| 2025 | $1,564.00 | $175,600 | $175,600 |
| 2023 | $1,295.00 (+7.11%) | $142,900 (+2.51%) Land $32,500 Building $110,400 | $142,900 (+2.51%) Land $32,500 Building $110,400 |
| 2022 | $1,209.00 | $139,400 Land $29,000 Building $110,400 | $139,400 Land $29,000 Building $110,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 167 Cumberland Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 167 Cumberland Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GEORGETOWN MUNICIPAL WATER SERVICE serves 44,608 people · EPA ID KY1050157 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 5 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 282 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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