Scott County property record for 156 Cumberland Dr, Georgetown, KY 40324
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,082 sqft |
| Lot Size | 0.221 acres (9,665 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $1,728 (2025) |
| Deeds & Mortgages | Feb 2023 Mortgage Apr 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 138-20-279.000 |
| Primary APN | 138-20-279.000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,082 sqft Living Area |
| 1st Floor Area | 1,058 sqft |
| Basement Area | 1,082 sqft |
| Unfinished Basement | 1,082 sqft |
| Exterior Material | Aluminum/Vinyl |
|---|---|
| Foundation Type | Block |
| Lot Area | 9,665 sqft (0.221 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 156 CUMBERLAND DR |
|---|---|
| City | GEORGETOWN |
| State | KY |
| Zip | 40324-2525 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | COLONY 2 |
| Legal Subdivision | COLONY 2 |
| Legal Lot Number | 31 |
| Legal Unit | 4C |
| Jurisdiction | SCOTT KY |
| Township / Civil Division | GEORGETOWN |
| Census Block Group | 1 |
| Census Block | 1023 |
| Census Tract | 40606 |
Source: Scott County records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 156 CUMBERLAND DR, GEORGETOWN, KY 40324-2525 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 14, 2023 | Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC |
| Apr 19, 2021 | Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS LLC |
| Jun 4, 2020 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC |
| Feb 20, 2020 | Intrafamily Transfer, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Feb 18, 2020 |
| Transfer Doc | D412/345 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCOTT KY |
| Property Address | 156 CUMBERLAND DR, GEORGETOWN, KY 40324-2525 |
| Transaction Type | Mortgage |
| Record Updated | Mar 2, 2023 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0M1728/569 |
|---|---|
| Date | Feb 14, 2023 |
| Book Page | M1728/569 |
| Instrument | 467471 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCOTT KY |
| Property Address | 156 CUMBERLAND DR, GEORGETOWN, KY 40324-2525 |
| Transaction Type | Mortgage |
| Record Updated | May 10, 2021 |
| Name | Verified Name |
|---|
| Document Number | M1598/248 |
|---|---|
| Date | Apr 19, 2021 |
| Book Page | M1598/248 |
| Instrument | 433505 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCOTT KY |
| Property Address | 156 CUMBERLAND DR, GEORGETOWN, KY 40324-2525 |
| Transaction Type | Mortgage |
| Record Updated | Jun 23, 2020 |
| Name | Verified Name |
|---|
| Document Number | M1514/46 |
|---|---|
| Date | Jun 4, 2020 |
| Book Page | M1514/46 |
| Instrument | 417017 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2050 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SCOTT KY |
| Recording Date | Feb 20, 2020 |
| Property Address | 156 CUMBERLAND DR, GEORGETOWN, KY 40324-2525 |
| Document Number | D412/345 |
| Book / Page | D412 / 345 |
| Map Reference | CAB 3 SL 1264 |
| Instrument Date | Feb 18, 2020 |
| Instrument | 412150 |
| Transaction Type | Transfer |
| Record Updated | Jun 14, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 126 S LAFAYETTE DR, 126, GEORGETOWN, KY 40324-2567 |
| Name | Verified Name |
|---|---|
| Address | 156 CUMBERLAND DR, GEORGETOWN, KY 40324-2525 |
| Investor | Possibly a Property Investor |
Source: Scott County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Scott County |
| Municipality | Georgetown City |
| Unified School District | Scott County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $194,100 (-) | $194,100 (-) | |
| 2025 | $1,728.00 (+21.78%) | $194,100 (+23.95%) | $194,100 (+23.95%) |
| 2023 | $1,419.00 (+6.85%) | $156,600 (+2.29%) Land $32,500 Building $124,100 | $156,600 (+2.29%) Land $32,500 Building $124,100 |
| 2022 | $1,328.00 | $153,100 Land $29,000 Building $124,100 | $153,100 Land $29,000 Building $124,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GEORGETOWN MUNICIPAL WATER SERVICE serves 44,608 people · EPA ID KY1050157 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 5 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 282 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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