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16698 Granite Dr, Ramona, CA 92065 Property Records

San Diego County property record for 16698 Granite Dr, Ramona, CA 92065 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,181 sqft · built 1996
Lot Size0.444 acres (19,346 sqft)
OwnerIndividual Name on File
Last Sale$600,000 (Oct 2019)
Tax Bill$7,983 (2025)
Deeds & MortgagesJan 2024 Transfer
Aug 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN278-492-07-00

Property Details

APN / Parcel Number

Primary APN278-492-07-00

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Building Area2,181 sqft Living Area

Exterior

Year BuiltBuilt 1996
Effective Year BuiltEffective 1996
Lot Area19,346 sqft (0.444 acres)
Garage TypeCarport
CarportCarport
Parking Spaces3 Parking Spaces

Location & Zoning

Street Address16698 GRANITE DR
CityRAMONA
StateCA
Zip92065-6845
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 161 TR 012754
Legal SubdivisionSAN DIEGO 4626-3
Legal Tract012754
Legal Block2
Legal Lot Number161
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group2
Census Block2001
Census Tract17021

Owner

Source: San Diego County records · APN 278-492-07-00

Assessment roll updated July 28, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address16698 GRANITE DR, RAMONA, CA 92065-6845
OccupancyOwner Occupied
Owner TypeIndividual
VestingSurviving Spouse

Deeds, Mortgages & Sale History

DateDocument
Jan 04, 2024Intrafamily Transfer, Transfer
Aug 26, 2020Deed of Trust, Mortgage · Conventional Mortgage
FINLEY PROPERTIES CORP FINLEY PROPERTIES CORP
Oct 24, 2019Grant Deed, Transfer · Conventional Mortgage
NOVA FINANCIAL & INVESTMENT CORP

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleOct 24, 2019 · Amount on Record
Deed SaleOct 24, 2019 · Amount on Record
Prior SaleAug 21, 2003 · Amount on Record
Deed Document Number2019484116
Last Transfer DateAug 21, 2023
Transfer Doc0000002436
Record UpdatedSep 20, 2026

January 2024: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN DIEGO CA
Recording DateJan 04, 2024
Property Address16698 GRANITE DR, RAMONA, CA 92065-6845
Document Number0000002436
Map ReferenceMAP 12754
Instrument DateAug 21, 2023
Instrument2024-0002436
Transaction TypeTransfer
Record UpdatedJan 12, 2024

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address16698 GRANITE DR, RAMONA, CA 92065-6845

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address16698 GRANITE DR, RAMONA, CA 92065-6845
Document Number0000503275
Instrument DateAug 26, 2020
Transaction TypeMortgage
Record UpdatedSep 11, 2020
Title CompanyWFG NATIONAL TITLE COMPANY, WFG NAT'L TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address12545 ROUGEMONT PL SAN DIEGO CA 921312274, SAN DIEGO, CA 92131-2274

Mortgage

Document Number0000503275
DateSep 01, 2020
Instrument503275
Lender
NameFINLEY PROPERTIES CORP FINLEY PROPERTIES CORP
TypeBank
AddressSAN DIEGO, CA 92122
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 31, 2050

October 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateOct 24, 2019
Property Address16698 GRANITE DR, RAMONA, CA 92065-6845
Document Number0000484116
Map ReferenceMAP 12754
Instrument DateOct 01, 2019
Instrument2019-0484116
Transaction TypeTransfer
Record UpdatedAug 24, 2021
Title CompanyFIDELITY NATIONAL TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address16698 GRANITE DR, RAMONA, CA 92065-6845

Mortgage

Document Number0000484117
DateOct 24, 2019
Instrument2019-0484117
Lender
NameNOVA FINANCIAL & INVESTMENT CORP
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2049

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 28, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
Unified School DistrictRamona City Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$669,194 (+2%) Land $220,022 Building $449,172
2025$7,983.00 (+6.37%)$656,073 (+4.04%) Land $215,708 Building $440,365
2023$7,505.00 (-1.17%)$630,599 Land $207,333 Building $423,266
2022$7,594.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730170212, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies3 in force
Nearby Flood Claims1 (1998)
Most Recent ClaimFeb 1998, rainfall accumulation, Severe Winter Storms And Flooding

Wildfire

Wildfire RiskHigh
above 86% of the US · above 66% of California
Wildfire LikelihoodAbout 1 in 109 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 95 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Cox CommunicationsCable2,000 / 100
VerizonFixed Wireless300 / 20
AT&TFixed Wireless100 / 20
T-Mobile USAFixed Wireless100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: San Diego Broadband. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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