San Diego County property record for 16682 Granite Dr, Ramona, CA 92065 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 5 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 1996 |
| Square Footage | 2,797 sqft Living Area |
| Lot Size | 11,357 sqft (0.261 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $282,000 (1996) |
| Tax Bill | $5,924.00 (2025) |
| Primary APN | 278-492-09-00 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 2,797 sqft Living Area |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Lot Area | 11,357 sqft (0.261 acres) |
| Parking Spaces | 3 Parking Spaces |
| Garage Type | Carport Garage |
| Carport | Carport |
| Street Address | 16682 GRANITE DR |
|---|---|
| City | RAMONA |
| State | CA |
| Zip | 92065-6845 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 163 TR 012754 |
| Legal Subdivision | SAN DIEGO 4262-3 |
| Legal Tract | 012754 |
| Legal Block | 2 |
| Legal Lot Number | 163 |
| Jurisdiction | SAN DIEGO CA |
| Minor Civil Division | SAN DIEGO |
| Census Blockgroup | 2 |
| Census Block | 2001 |
| Census Tract | 17021 |
Source: San Diego County records · APN 278-492-09-00
Assessment roll updated July 28, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 16682 GRANITE DR, RAMONA, CA 92065-6845 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is a Company |
| Vesting | Owner is a Trust, Trust |
| Date | Document |
|---|---|
| May 11, 2017 | Deed of Trust, Mortgage · Adjustable Rate Mortgage (ARM) WELLS FARGO BANK NA |
| Jan 12, 2021 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Jan 30, 2020 | Deed of Trust, Mortgage · Conventional Mortgage STIFEL BK&TR |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 14, 1996 · Amount on Record |
| Deed Sale | Mar 14, 1996 · Amount on Record |
| Deed Doc Number | 1996124664 |
| Last Transfer Date | Aug 08, 2024 |
| Transfer Doc | 0000220097 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 16682 GRANITE DR, RAMONA, CA 92065-6845 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 0000211669 |
|---|---|
| Date | May 11, 2017 |
| Instrument | 2017-0211669 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Adjustable Rate Mortgage (ARM) |
|---|---|
| Amount | Amount Recorded |
| Term | 327 Months |
| Due | Aug 01, 2044 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.12% |
| Adjustable | Document includes a rider for adjustable-rate mortgage with a specific rate change date. |
| Type Change Date | Aug 01, 2021 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 8.12% |
| Index | 1-Year LIBOR |
| Max Rate | 8.12% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Jan 12, 2021 |
| Property Address | 16682 GRANITE DR, RAMONA, CA 92065-6845 |
| Document Number | 0000023711 |
| Instrument Date | Oct 01, 2020 |
| Instrument | 23711 |
| Transaction Type | Transfer |
| Record Updated | Jan 21, 2021 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner |
| Address | 16682 GRANITE DR RAMONA CA 920656845, RAMONA, CA 92065-6845 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 16682 GRANITE DR, RAMONA, CA 92065-6845 |
| Document Number | 0000102954 |
| Instrument Date | Jan 30, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Mar 09, 2020 |
| Title Company | BOSTON NATIONAL TITLE AGENCY, BOSTON NAT'L TITLE AGCY |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 16682 GRANITE DR RAMONA CA 920656845, RAMONA, CA 92065-6845 |
| Document Number | 0000102954 |
|---|---|
| Date | Feb 28, 2020 |
| Instrument | 102954 |
| Name | STIFEL BK&TR |
|---|---|
| Type | Bank |
| Address | SAINT LOUIS, MO 63141 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 27, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.5% |
Source: San Diego County records · Assessment roll updated July 28, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Unified School District | Ramona City Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $477,647 (+2%) Land $128,763 Building $348,884 | |
| 2025 | $5,924.00 (+7.16%) Homeowner's exemption | $468,283 (+4.04%) Land $126,239 Building $342,044 |
| 2023 | $5,528.00 (-2.07%) Homeowner's exemption | $450,101 Land $121,338 Building $328,763 |
| 2022 | $5,645.00 |
16682 Granite Dr is in FEMA Zone X, outside the Special Flood Hazard Area, with indirect wildfire exposure (High risk).
Source: FEMA National Flood Hazard Layer · San Diego County (06073C), updated September 3, 2026
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | High 86th percentile of exposed land nationally · 66th in California |
|---|---|
| Wildfire Likelihood | High — about 1 in 109 per year |
| Exposure | Indirect within ember reach of burnable land · adjoins burnable vegetation |
Values are read at the parcel center point; lenders make the official flood determination.
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