1669 Summit Creek Dr, Centerville (Dayton), OH 45458 Property Records

Warren County property record for 1669 Summit Creek Dr, Centerville, OH 45458

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,141 sqft · built 2017
Lot Size	0.152 acres (6,599 sqft)
Owner	2 Individual Names on File
Last Sale	$370,000 (Sep 2022)
Tax Bill	$5,707 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Sep 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`05-27-268-005-0`

Property Details

APN / Parcel Number

Primary APN	`05-27-268-005-0`
Alternative APNs	`0527268005` `527268005` `0144618` `144618`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Stories	2 Stories
Building Area	2,141 sqft Living Area
Gross Area	2,365 sqft
1st Floor Area	533 sqft
2nd Floor Area	804 sqft

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Brick/Stone
Construction Type	Brick
Lot Area	6,599 sqft (0.152 acres)
Garage Type	Attached
Garage Area	224 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	108 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	144618
Street Address	1669 SUMMIT CREEK DR
City	CENTERVILLE
State	OH
Zip	45458-1137
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VIL.WN.CRK/BLVD.WC4A LOT 316
Legal Subdivision	VIL.WN.CRK/BLVD.WC4A
Legal Block	18
Legal Lot Number	316
Jurisdiction	WARREN OH
Township / Civil Division	CLEAR CREEK
Census Block Group	1
Census Block	1008
Census Tract	30902

Owner

1669 Summit Creek Dr is owned and occupied by two individuals who bought it in September 2022.

Source: Warren County records, as of March 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1669 SUMMIT CREEK DR, DAYTON, OH 45458-1137
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 25, 2021	Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC
Sep 30, 2022	Warranty Deed, Transfer · Conventional Mortgage THE HUNTINGTON NATIONAL BANK
Jul 13, 2017	Warranty Deed, Transfer
Apr 3, 2017	Warranty Deed, Transfer FIRST TITLE COMPANY, FIRST TITLE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 30, 2022 · Amount on File
Deed Sale	Sep 30, 2022 · Amount on File
Prior Sale	Jul 13, 2017 · Amount on File
Deed Document Number	202230791
Record Updated	Jun 8, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN OH
Property Address	1669 SUMMIT CREEK DR, DAYTON, OH 45458-1137
Transaction Type	Mortgage
Record Updated	Jul 3, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000013882
Date	Mar 25, 2021
Instrument	2021-013882

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WARREN OH
Recording Date	Sep 30, 2022
Property Address	1669 SUMMIT CREEK DR, DAYTON, OH 45458-1137
Document Number	0000030791
Map Reference	MB 90 PG 56&57
Instrument Date	Sep 28, 2022
Instrument	2022-030791
Transaction Type	Transfer
Record Updated	Jul 3, 2023
Title Company	MATINGLY FORD TITLE SERVICES LLC, MATTINGLY FORD TTL SVCS LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	1669 SUMMIT CREEK DR, CENTERVILLE, OH 45458-1137

Mortgage

Document Number	0000030792
Date	Sep 30, 2022
Instrument	2022-030792

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.37%
Type Change Date	Oct 1, 2029
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	9.37%
Index	Other
Margin	3
Max Rate	9.37%

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WARREN OH
Recording Date	Jul 13, 2017
Property Address	1669 SUMMIT CREEK DR, CENTERVILLE, OH 45458-1137
Document Number	0000021140
Map Reference	PL 90 PG 56&57
Instrument Date	Jun 29, 2017
Instrument	2017-021140
Transaction Type	Transfer
Record Updated	May 20, 2022

Transaction

Amount	Amount on Record
Tax	$726.80
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	1669 SUMMIT CREEK DR, CENTERVILLE, OH 45458-1137

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WARREN OH
Recording Date	Apr 3, 2017
Property Address	1669 SUMMIT CREEK DR, CENTERVILLE, OH 45458-1137
Document Number	0000009866
Instrument Date	Mar 31, 2017
Instrument	9866
Transaction Type	Transfer
Record Updated	Oct 23, 2017
Title Company	FIRST TITLE COMPANY, FIRST TITLE LLC

Transaction

Amount	Amount on Record
Tax	$108.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	884 PLEASANT VALLEY DR SPRINGBORO OH 450661159, SPRINGBORO, OH 45066-1159
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 1669 Summit Creek Dr was $5,707, up 5.1% from the year before.

Source: Warren County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Warren County
County Subdivision	Clear Creek Township
Unified School District	Springboro Community City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,707.00 (+5.14%)	$130,320 Land $35,000 Building $95,320	$372,330 Land $100,000 Building $272,330
2024	$5,428.00 (+17.44%)
2023	$4,622.00 (+5.07%) Homeowner's exemption	$101,570 (-) Land $20,650 Building $80,920
2022	$4,399.00 Homeowner's exemption	$101,570 Land $20,650 Building $80,920	$290,200 (-) Land $59,000 Building $231,200
2021			$290,200 Land $59,000 Building $231,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1669 Summit Creek Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2025.

Source: FEMA National Flood Hazard Layer, effective June 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	1 (2025)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1669 Summit Creek Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 368 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Point Broadband Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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