1627 Summit Creek Dr, Centerville (Dayton), OH 45458 Property Records

Warren County property record for 1627 Summit Creek Dr, Centerville, OH 45458

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,308 sqft · built 2015
Lot Size	0.152 acres (6,599 sqft)
Owner	2 Individual Names on File
Last Sale	$316,000 (Oct 2021)
Tax Bill	$5,267 (2025)
Deeds & Mortgages	Jan 2022 Sale & Mortgage Nov 2021 Re-recorded Document + 2 more
Flood Zone	Zone X (minimal risk)
APN	`05-27-268-012-0`

Property Details

APN / Parcel Number

Primary APN	`05-27-268-012-0`
Alternative APNs	`0527268012` `527268012` `0144625` `144625`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Stories	2 Stories
Building Area	2,308 sqft Living Area
Gross Area	2,476 sqft
1st Floor Area	424 sqft
2nd Floor Area	750 sqft
Basement Area	384 sqft

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Exterior Material	Combination
Construction Type	Frame
Lot Area	6,599 sqft (0.152 acres)
Garage Type	Attached
Garage Area	168 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	144625
Street Address	1627 SUMMIT CREEK DR
City	CENTERVILLE
State	OH
Zip	45458-1137
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VIL.WN.CRK/BLVD.WC4A LOT 323
Legal Subdivision	VIL.WN.CRK/BLVD.WC4A
Legal Block	25
Legal Lot Number	323
Jurisdiction	WARREN OH
Township / Civil Division	CLEAR CREEK
Census Block Group	1
Census Block	1008
Census Tract	30902

Owner

1627 Summit Creek Dr is owned and occupied by two individuals who bought it in October 2021.

Source: Warren County records, as of April 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1627 SUMMIT CREEK DR, DAYTON, OH 45458-1137
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 5, 2022	Limited Warranty Deed, Transfer · Conventional Mortgage BETTER MORTGAGE CORPORATION
Nov 12, 2021	Re-recorded Document
Oct 4, 2021	Warranty Deed, Transfer
Oct 3, 2017	Deed, Transfer HOMESTEAD TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 4, 2021 · Amount on File
Deed Sale	Oct 4, 2021 · Amount on File
Prior Sale	Oct 3, 2017 · Amount on File
Deed Document Number	202144926
Record Updated	Jun 8, 2026

January 2022: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	WARREN OH
Recording Date	Jan 5, 2022
Property Address	1627 SUMMIT CREEK DR, DAYTON, OH 45458-1137
Document Number	0000000724
Map Reference	MB 90 PG 56&57
Instrument Date	Dec 29, 2021
Instrument	2022-000724
Transaction Type	Transfer
Record Updated	Jul 3, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	1627 SUMMIT CREEK DR, CENTERVILLE, OH 45458-1137

Mortgage

Document Number	0000000725
Date	Jan 5, 2022
Instrument	2022-000725

Lender

Name	BETTER MORTGAGE CORPORATION
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2052

November 2021: Re-recorded Document

Document Type	Re-recorded Document
Jurisdiction	WARREN OH
Recording Date	Nov 12, 2021
Property Address	1627 SUMMIT CREEK DR, DAYTON, OH 45458-1137
Document Number	0000051329
Map Reference	MB 90 PG 56&57
Instrument Date	Sep 30, 2021
Instrument	2021-051329
Record Updated	Jul 3, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4343 N SCOTTSDALE RD STE 390, 390, SCOTTSDALE, AZ 85251-3347
Investor	Possibly a Property Investor

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WARREN OH
Recording Date	Oct 4, 2021
Property Address	1627 SUMMIT CREEK DR, DAYTON, OH 45458-1137
Document Number	0000044926
Map Reference	MB 90 PG 56&57
Instrument Date	Sep 30, 2021
Instrument	2021-044926
Transaction Type	Transfer
Record Updated	Jul 3, 2023

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4343 N SCOTTSDALE RD STE 390, 390, SCOTTSDALE, AZ 85251-3347
Investor	Possibly a Property Investor

October 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	WARREN OH
Recording Date	Oct 3, 2017
Property Address	1627 SUMMIT CREEK DR, CENTERVILLE, OH 45458-1137
Document Number	0000030279
Map Reference	PB 90 PG 56-57
Instrument Date	Jun 24, 2017
Instrument	2017-030279
Transaction Type	Transfer
Record Updated	May 20, 2022
Title Company	HOMESTEAD TITLE

Transaction

Amount	Amount on Record
Tax	$684.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

The 2025 property tax bill for 1627 Summit Creek Dr was $5,267.

Source: Warren County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Warren County
County Subdivision	Clear Creek Township
Unified School District	Springboro Community City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,267.00	$120,010 Land $35,000 Building $85,010	$342,890 Land $100,000 Building $242,890
2023	$4,236.00 (+2.72%)	$92,852 (-) Land $20,650 Building $72,202
2022	$4,124.00	$92,852 Land $20,650 Building $72,202	$265,290 (-) Land $59,000 Building $206,290
2021			$265,290 Land $59,000 Building $206,290

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1627 Summit Creek Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2025.

Source: FEMA National Flood Hazard Layer, effective June 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	1 (2025)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1627 Summit Creek Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 368 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Point Broadband Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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