Polk County property record for 1669 Seth Dr, Winter Haven, FL 33880
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 2,523 sqft · built 2022 |
| Lot Size | 0.179 acres (7,780 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $372,100 (May 2022) |
| Tax Bill | $2,067 (2025) |
| Deeds & Mortgages | Apr 2026 Mortgage May 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 25-28-36-355263-001380 |
| Primary APN | 25-28-36-355263-001380 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 2,523 sqft Living Area |
| Gross Area | 2,964 sqft |
| 1st Floor Area | 1,080 sqft |
| Upper Floors Area | 1,443 sqft |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Exterior Material | Stucco |
| Construction Type | Concrete Block |
| Roof Type | Hip |
| Roof Material | Other |
| Lot Area | 7,780 sqft (0.179 acres) |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 441 sqft |
| Porch | Finished/Open Porch |
| Porch Area | 42 sqft |
| Street Address | 1669 SETH DR |
|---|---|
| City | WINTER HAVEN |
| State | FL |
| Zip | 33880-2361 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PINNACLE POINT PB 185 PG 20-23 LOT 138 |
| Legal Range | 25E |
| Legal Township | 28S |
| Legal Section | 36 |
| Legal Subdivision | PINNACLE POINT |
| Legal Block | 2 |
| Legal Lot Number | 138 |
| Jurisdiction | POLK FL |
| Township / Civil Division | WINTER HAVEN-AUBURNDALE |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 13802 |
Source: Polk County records · APN 25-28-36-355263-001380
Assessment roll updated June 23, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1669 SETH DR, WINTER HAVEN, FL 33880-2361 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Apr 14, 2026 | Deed of Trust, Mortgage · Conventional Mortgage ACHIEVA CREDIT UNION |
| May 31, 2022 | Special Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 31, 2022 · Amount on Record |
| Deed Sale | May 31, 2022 · Amount on Record |
| Deed Document Number | 2022148344 |
| Deed Book / Page | 12275 / 2125 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Apr 14, 2026 |
| Property Address | 1669 SETH DR, WINTER HAVEN, FL 33880-2361 |
| Document Number | 0000087732 |
| Book / Page | 13956 / 788 |
| Instrument Date | Apr 06, 2026 |
| Instrument | 202687732 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 1669 SETH DR, WINTER HAVEN, FL 33880-2361 |
| Document Number | 0000087732, |
|---|---|
| Date | Apr 14, 2026 |
| Book Page | 13956/788 |
| Instrument | 202687732 |
| Name | ACHIEVA CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | May 01, 2041 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.43% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | May 31, 2022 |
| Property Address | 1669 SETH DR, WINTER HAVEN, FL 33880-2361 |
| Document Number | 0000148344 |
| Book / Page | 12275 / 2125 |
| Map Reference | MB 185 PG 20-23 |
| Instrument Date | May 09, 2022 |
| Instrument | 2022148344 |
| Transaction Type | Transfer |
| Record Updated | Feb 05, 2024 |
| Title Company | SUNSTAR TITLE COMPANY LLC, SUNSET PARK TITLE CO LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,604.70 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4065 CRESCENT PARK DR, RIVERVIEW, FL 33578-3605 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1669 SETH DR, WINTER HAVEN, FL 33880-2361 |
| Document Number | 0122752127 |
|---|---|
| Date | May 31, 2022 |
| Instrument | 12275/2127 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2052 |
Source: Polk County records · Assessment roll updated June 23, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,067.00 (-20.35%) Homeowner's exemption | $200,130 (+7.06%) | $299,678 (-0.22%) Land $52,000 Building $247,678 |
| 2024 | $2,595.00 (+7.86%) | ||
| 2023 | $2,406.00 (+222.09%) Homeowner's exemption | $186,938 (+345.09%) | $300,325 (+615.06%) Land $50,000 Building $250,325 |
| 2022 | $747.00 | $42,000 Land $42,000 | $42,000 Land $42,000 |
Source: FEMA National Flood Hazard Layer, Polk County (12105C), updated October 14, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121050138022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 14 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 14 in force |
| Nearby Flood Claims | 5 (2004–2017) |
| Claims Outside the SFHA | 2 of 5 |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
| Claims by Event |
|
| Wildfire Risk | Moderate above 40% of the US · lower than 87% of Florida |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 435 locations within half a mile · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
May also be available: Verizon.
Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026
| Water System | CENTRAL serves 13,595 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2023 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 10 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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