1662 Seth Dr, Winter Haven, FL 33880 Property Records

Polk County property record for 1662 Seth Dr, Winter Haven, FL 33880

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,842 sqft · built 2022
Lot Size	0.138 acres (6,003 sqft)
Owner	Individual Name on Record
Last Sale	$307,200 (Apr 2022)
Tax Bill	$2,996 (2025)
Deeds & Mortgages	May 2026 Mortgage Apr 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`25-28-36-355263-001480`

Property Details

APN / Parcel Number

Primary APN	`25-28-36-355263-001480`
Alternative APN	`362825355263001480`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,842 sqft Living Area
Gross Area	2,283 sqft
1st Floor Area	1,842 sqft

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Other
Lot Area	6,003 sqft (0.138 acres)
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	441 sqft
Porch	Finished/Open Porch
Porch Area	230 sqft

Location & Zoning

Street Address	1662 SETH DR
City	WINTER HAVEN
State	FL
Zip	33880-2361
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PINNACLE POINT PB 185 PG 20-23 LOT 148
Legal Range	25E
Legal Township	28S
Legal Section	36
Legal Subdivision	PINNACLE POINT
Legal Block	2
Legal Lot Number	148
Jurisdiction	POLK FL
Township / Civil Division	WINTER HAVEN-AUBURNDALE
Census Block Group	2
Census Block	2001
Census Tract	13802

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1662 SETH DR, WINTER HAVEN, FL 33880-2361
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 28, 2026	Deed of Trust, Mortgage · Conventional Mortgage NONE LISTED ON DOCUMENT
Apr 26, 2022	Special Warranty Deed, Transfer · FHA Mortgage SI MORTGAGE COMPANY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 26, 2022 · Amount on Record
Deed Sale	Apr 26, 2022 · Amount on Record
Deed Document Number	2022112168
Deed Book / Page	12224 / 1659
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Recording Date	May 28, 2026
Property Address	1662 SETH DR, WINTER HAVEN, FL 33880-2361
Document Number	0000126522
Book / Page	14014 / 1332
Instrument Date	Apr 15, 2026
Instrument	2026126522
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1662 SETH DR, WINTER HAVEN, FL 33880-2361

Mortgage

Document Number	0000126522,
Date	May 28, 2026
Book Page	14014/1332
Instrument	2026126522

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	312 Months
Due	May 1, 2052

Interest

Rate Type	Fixed Rate
Rate	6.22%
Initial Type	Fixed Rate
Max Rate	-1%

April 2022: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	POLK FL
Recording Date	Apr 26, 2022
Property Address	1662 SETH DR, WINTER HAVEN, FL 33880-2361
Document Number	0000112168
Book / Page	12224 / 1659
Map Reference	MB 185 PG 20-23
Instrument Date	Apr 14, 2022
Instrument	2022112168
Transaction Type	Transfer
Record Updated	Feb 5, 2024
Title Company	SUNSTAR TITLE COMPANY LLC, SUNSET PARK TITLE CO LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,150.40
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4065 CRESCENT PARK DR, RIVERVIEW, FL 33578-3605

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1862 SETH DRIVE, WINTER HAVEN, FL 33880

Mortgage

Document Number	0122241661
Date	Apr 26, 2022
Instrument	12224/1661

Lender

Name	SI MORTGAGE COMPANY
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$268,299 (-1.35%) Land $52,000 Building $216,299	$268,299 (-1.35%) Land $52,000 Building $216,299
2025	$2,996.00 (-27.35%)	$271,963 (-2.26%) Land $52,000 Building $219,963	$271,963 (-2.26%) Land $52,000 Building $219,963
2023	$4,124.00 (+452.07%)	$278,249 (+562.5%) Land $50,000 Building $228,249	$278,249 (+562.5%) Land $50,000 Building $228,249
2022	$747.00	$42,000 Land $42,000	$42,000 Land $42,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	14 in force
Nearby Flood Claims	5 (2004–2017)
Claims Outside the SFHA	2 of 5
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Frances, Sep 2004 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 87% of Florida
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CENTRAL serves 13,595 people · EPA ID FL6534609
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	10 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 435 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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