1668 Terrapin Cir, Cambridge, MD 21613 Property Records

Dorchester County property record for 1668 Terrapin Cir, Cambridge, MD 21613

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 1,992 sqft · built 2009
Lot Size0.241 acres (10,506 sqft)
OwnerIndividual Name on Record
Last Sale$325,000 (Jan 2025)
Tax Bill$5,294 (2026)
Deeds & MortgagesJul 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN07-227930

Property Details

APN / Parcel Number

Primary APN07-227930
Alternative APN
  • 227930

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,992 sqft Total Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2009
Effective Year BuiltEffective 2009
Architectural StyleConventional
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area10,506 sqft (0.241 acres)
Garage TypeMixed
Garage Area440 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area48 sqft
Deck Area560 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
SewerConnected

Location & Zoning

Account Number227930
Street Address1668 TERRAPIN CIR
CityCAMBRIDGE
StateMD
Zip21613-3043
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 123-10,506 SQ FT S/S TERRAPIN CIRCLE CAMBRIDGE
Legal SubdivisionBLACKWATER LNJDG PH 2-B
Legal Lot Number123
JurisdictionDORCHESTER MD
Township / Civil Division7, CAMBRIDGE
Census Block Group1
Census Block1043
Census Tract970600

Owner

Source: Dorchester County records, as of October 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1668 TERRAPIN CIR, CAMBRIDGE, MD 21613-3043
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 30, 2025 · Amount on Record
Deed SaleJan 30, 2025 · Amount on Record
Prior SaleJul 26, 2022 · Amount on Record
Deed Book / Page1924 / 494
Record UpdatedOct 29, 2026

July 2022: Deed, Transfer

Document TypeDeed
JurisdictionDORCHESTER MD
Recording DateJul 26, 2022
Property Address1668 TERRAPIN CIR, CAMBRIDGE, MD 21613-3043
Document Number0017570005
Book / Page1757 / 5
Map ReferenceMB 52 PG 200-201
Instrument DateJul 19, 2022
Transaction TypeTransfer
Record UpdatedAug 11, 2022
Title CompanyEASTERN MT TITLE COMPANY, EASTERN SHORE TITLE COMPANY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address1668 TERRAPIN CIR, CAMBRIDGE, MD 21613-3043

Mortgage

Document Number0001757011
DateJul 26, 2022
Instrument1757-011
Lender
NameMORTGAGE NETWORK INC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2052

Tax Assessment & Valuation

Source: Dorchester County assessment roll, as of October 1, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyDorchester County
MunicipalityCambridge City
Unified School DistrictDorchester County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,294.00 (+3%) Homeowner's exemption$283,300 (+27.79%)$302,500 (+10.52%) Land $21,600 Building $280,900
2025$5,140.00 Homeowner's exemption
2023Homeowner's exemption Disabled Person's exemption Veteran's exemption$221,700$273,700 Land $21,600 Building $252,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies7 in force
Nearby Flood Claims4 (1979–2003)
Claims Outside the SFHA1 of 4
Most Recent ClaimSep 2003 · Hurricane Isabel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 45% of the US · above 85% of Maryland
Wildfire Likelihood0.09% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 166 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable · Fiber in parts of the area
2,000 / 250

May also be available: Bay Country Communications, Verizon.

Nearby Properties on Terrapin Cir

Nearby Streets

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