Dorchester County property record for 1663 Terrapin Cir, Cambridge, MD 21613
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 2,596 sqft · built 2024 |
| Lot Size | 0.428 acres (18,658 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $356,990 (Apr 2024) |
| Tax Bill | $6,242 (2025) |
| Deeds & Mortgages | Apr 2024 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-228600 |
| Primary APN | 07-228600 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 2,596 sqft Total Area |
| Year Built | Built 2024 |
|---|---|
| Effective Year Built | Effective 2024 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 18,658 sqft (0.428 acres) |
| Garage Type | Built-in |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 228600 |
|---|---|
| Street Address | 1663 TERRAPIN CIR |
| City | CAMBRIDGE |
| State | MD |
| Zip | 21613-3043 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 183-18,658 SQ FT NE/S TERRAPIN CIRCLE CAMBRIDGE |
| Legal Lot Number | 183 |
| Jurisdiction | DORCHESTER MD |
| Township / Civil Division | 7, CAMBRIDGE |
| Census Block Group | 1 |
| Census Block | 1043 |
| Census Tract | 970600 |
Source: Dorchester County records · APN 07-228600
Assessment roll updated August 5, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1663 TERRAPIN CIR, CAMBRIDGE, MD 21613-3043 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 24, 2024 · Amount on Record |
| Deed Sale | Apr 24, 2024 · Amount on Record |
| Deed Book / Page | 1871 / 364 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | DORCHESTER MD |
| Recording Date | Apr 24, 2024 |
| Property Address | 1663 TERRAPIN CIR, CAMBRIDGE, MD 21613-3043 |
| Document Number | 0018710364 |
| Book / Page | 1871 / 364 |
| Map Reference | MB MLB 52 PG 200&201 |
| Instrument Date | Apr 17, 2024 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Sep 30, 2025 |
| Title Company | DHI TITLE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,784.95 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 1663 TERRAPIN CIR, CAMBRIDGE, MD 21613-3043 |
| Document Number | 0001871370 |
|---|---|
| Date | Apr 24, 2024 |
| Instrument | 1871-370 |
| Name | DHI MORTGAGE COMPANY LTD |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2054 |
Source: Dorchester County records · Assessment roll updated August 5, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Dorchester County |
| Municipality | Cambridge City |
| Unified School District | Dorchester County Public Schools (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $361,300 (+5.12%) | $396,500 (+15.36%) Land $22,400 Building $374,100 | |
| 2025 | $6,242.00 (+4,974.8%) Homeowner's exemption | $343,700 (+5,029.85%) Land $22,400 Building $321,300 | $343,700 (+5,029.85%) Land $22,400 Building $321,300 |
| 2023 | $123.00 | $6,700 Land $6,700 | $6,700 Land $6,700 |
Source: FEMA National Flood Hazard Layer as of April 10, 2022 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 4 (1979–2003) |
| Claims Outside the SFHA | 1 of 4 |
| Most Recent Claim | Sep 2003 · Hurricane Isabel |
| Wildfire Risk | Moderate above 45% of the US · above 85% of Maryland |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable · Fiber in parts of the area | 2,000 / 250 |
May also be available: Bay Country Communications, Verizon.
Based on FCC filings for 166 locations within half a mile of this property.
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