1668 Garrett Mill Rd, Baker, FL 32531 Property Records

Okaloosa County property record for 1668 Garrett Mill Rd, Baker, FL 32531

Property Summary

Property Type	Mobile Home
Details	3 bd · 2 ba · 1,296 sqft · built 2000
Lot Size	0.668 acres (29,098 sqft)
Owner	2 Individual Names on Record
Tax Bill	$406 (2025)
Deeds & Mortgages	Dec 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`C56-000-595-3180-6`

Property Details

APN / Parcel Number

Primary APN	`C56-000-595-3180-6`
Alternative APNs	`16-3N-24-0000-0003-0390` `24N316000000030390`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,296 sqft Living Area
1st Floor Area	1,296 sqft
Flooring	Carpet
Interior Walls	Wood

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Mobile Home
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	29,098 sqft (0.668 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1668 GARRETT MILL RD
City	BAKER
State	FL
Zip	32531-8456
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	COM SE COR OF E1/2 OF NW1/4 W 197 FT N 455 FT W 241.66 FT N 230 FT TO POB W 106.66 FT N 225 FT NE ALG R/W S 270 FT TO POB
Legal Range	24W
Legal Township	03N
Legal Section	16
Legal Block	3
Legal Lot Number	390
Jurisdiction	OKALOOSA FL
Township / Civil Division	BAKER
Census Block Group	2
Census Block	2025
Census Tract	20101

Owner

Source: Okaloosa County records, as of August 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1668 GARRETT MILL RD, BAKER, FL 32531-8456
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKALOOSA FL
Property Address	1668 GARRETT MILL RD, BAKER, FL 32531-8456
Transaction Type	Mortgage
Record Updated	Jan 3, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1668 GARRETT MILL RD, BAKER, FL 32531-8456

Mortgage

Document Number	0036554360
Date	Dec 22, 2022
Book Page	3655/4360
Instrument	3597315

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jan 1, 2038

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$406.00 (+8.27%) Homeowner's exemption	$58,207 (+5.99%)	$88,844 (+27.9%) Land $17,114 Building $71,730
2023	$375.00 (+2.18%) Homeowner's exemption	$54,919 (+3%)	$69,466 (+20.75%) Land $14,540 Building $54,926
2022	$367.00 Homeowner's exemption	$53,319	$57,530 Land $13,589 Building $43,941

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · lower than 72% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MILLIGAN WATER SYSTEM, INC. private · serves 2,450 people · EPA ID FL1460472
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50